The latest from Tim
Mortgage Advice: Do I Need a Mortgage Broker?
The job of a mortgage adviser or broker is to help you find the best mortgage for your circumstances and needs. They may also apply for the mortgage and take…
Islamic Mortgages: Getting a Halal Mortgage in the UK
An Islamic or halal mortgage doesn’t charge interest, allowing Muslims and others a Sharia-compliant way of raising finance to buy a property. While often referred to as Islamic mortgages, they…
How to Remortgage to Pay for Home Improvements
Remortgaging to pay for home improvements or an extension may be an option if you have sufficient equity in your property and can prove to your lender a larger mortgage…
How to Release Equity to Buy A Second Home
You can borrow against your current property to buy a new one either through remortgaging or by taking out equity release.
Higher Mortgage Interest Rates: What Can You Do?
Mortgage interest rates have been rising and hundreds of deals have disappeared since the mini-budget. So what can existing mortgage borrowers and those hoping to get on the property ladder…
Guarantor Mortgages: What Are They and How Do They Work?
A guarantor mortgage could be an option if your income, small deposit, or bad credit means you’re finding it difficult to get a mortgage on your own. Your mortgage guarantor…
Compare Remortgage Deals
Taking time to compare remortgage deals can save you money. Learn about remortgaging and how to get the best remortgage deal for you.
Single Person Mortgages: Getting A Mortgage On Your Own
Getting a mortgage on your own is possible if you can show a lender you’d be able to meet your mortgage repayments and your finances allow.
Overpaying Your Mortgage: Is it Worth it?
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…
Offset Mortgages: Using Savings to Lower Your Interest
An offset mortgage links your savings to your mortgage, reducing the mortgage amount you have to pay interest on. You could lower your monthly mortgage repayments or pay off your…
Non-Standard Construction Mortgages: Who Needs One and How Do They Work?
A non-standard construction mortgage might be needed if the home you’re buying or already own is built differently from the norm. Prefabricated concrete houses, steel or timber-framed homes, listed properties…
50 Year Mortgages: A Gamechanger for First-Time Buyers or Gimmick?
The government is exploring whether ultra-long, fixed-rate mortgages could make buying a first home more affordable, while a new lender is granted permission to offer 50-year fixed-rate mortgage deals. But…
Mortgage Rate Uncertainty as December Base Rate Cut Hopes Fade
Mortgage rates have been rising as new inflation concerns seem to end the chances of a December base rate cut. Here’s our latest mortgage and base rate forecast.
Loans for People on Disability Benefits
It can be possible to get a loan if you have a disability or long-term illness and are receiving disability benefits, but the interest rates you’re asked to pay might…
Compare Cheap Breakdown Cover
Breakdown cover provides peace of mind in case your car breaks down. Depending on the cover you choose, emergency assistance may be on hand if your vehicle breaks down while…