The latest from Tim
Higher Mortgage Interest Rates: What Can You Do?
Mortgage interest rates have been rising and hundreds of deals have disappeared since the mini-budget. So what can existing mortgage borrowers and those hoping to get on the property ladder…
Guarantor Mortgages: What Are They and How Do They Work?
A guarantor mortgage could be an option if your income, small deposit, or bad credit means you’re finding it difficult to get a mortgage on your own. Your mortgage guarantor…
Compare Remortgage Deals
Taking time to compare remortgage deals can save you money. Learn about remortgaging and how to get the best remortgage deal for you.
Single Person Mortgages: Getting A Mortgage On Your Own
Getting a mortgage on your own is possible if you can show a lender you’d be able to meet your mortgage repayments and your finances allow.
Overpaying Your Mortgage: Is it Worth it?
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…
Offset Mortgages: Using Savings to Lower Your Interest
An offset mortgage links your savings to your mortgage, reducing the mortgage amount you have to pay interest on. You could lower your monthly mortgage repayments or pay off your…
Non-Standard Construction Mortgages: Who Needs One and How Do They Work?
A non-standard construction mortgage might be needed if the home you’re buying or already own is built differently from the norm. Prefabricated concrete houses, steel or timber-framed homes, listed properties…
50 Year Mortgages: A Gamechanger for First-Time Buyers or Gimmick?
The government is exploring whether ultra-long, fixed-rate mortgages could make buying a first home more affordable, while a new lender is granted permission to offer 50-year fixed-rate mortgage deals. But…
Mortgage Rate Uncertainty as December Base Rate Cut Hopes Fade
Mortgage rates have been rising as new inflation concerns seem to end the chances of a December base rate cut. Here’s our latest mortgage and base rate forecast.
Loans for People on Disability Benefits
It can be possible to get a loan if you have a disability or long-term illness and are receiving disability benefits, but the interest rates you’re asked to pay might…
Compare Cheap Breakdown Cover
Breakdown cover provides peace of mind in case your car breaks down. Depending on the cover you choose, emergency assistance may be on hand if your vehicle breaks down while…
Compare Unsecured Business Loans
Unsecured loans are a popular option for business borrowers. Read on below for our guide on how to compare unsecured business loans.
Do I Need a Credit Card?
A credit card can be a useful way to borrow, and some cards can save you money when you spend abroad or help you spread the cost of an expensive…
What is a Let-to-Buy Mortgage?
A let-to-buy mortgage allows you to buy a new home and let out your existing property to bring in extra income. It can be useful if you can’t or don’t…
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…