Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a writer and spokesperson at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
What Are Life Insurance Premiums?
A life insurance premium is the sum of money you’ll need to pay an insurer in return for providing you with life cover. The life insurance premium you’re asked to…
What is Security on a Loan?
Providing security for a loan means you put forward an asset, such as your home, as collateral against the loan that you need. As lenders feel they are taking on…
Mortgage Prisoners: Is There Help to Escape to a Better Rate?
Rule changes in 2019 have allowed some so-called mortgage prisoners to escape, and there may be other switching options to explore. But thousands of others remain trapped unable to move…
How Much Can I Borrow for a Mortgage?
Get an estimate of how much you could borrow for a mortgage using our mortgage borrowing calculator.
Mortgage Interest Rate Calculator
Our mortgage interest rate calculator estimates how much your repayments could change if interest rates rise or fall. It also allows you to compare different mortgage rates and terms.
Stamp Duty Calculator: How Much SDLT Will I Pay?
Our stamp duty calculator can help you work out how much stamp duty you might need to pay when buying a home or land in the UK.
Mortgage Repayment Calculator
A mortgage repayment calculator estimates how much your monthly mortgage repayments may be. Use our calculator to work out how much your mortgage may cost each month.
Mortgage Overpayment Calculator
Use our mortgage overpayment calculator to work out the savings you could make by overpaying and how much faster your mortgage could be paid off.
16 Ways To Get Small Business Funding in the UK
Start-up funding can be crucial in getting small businesses up and running. From start-up business loans to lines of credit, grants, crowdfunding and angel investors, here are the various options…
Islamic Mortgages: Getting a Halal Mortgage in the UK
An Islamic or halal mortgage doesn’t charge interest, allowing Muslims and others a Sharia-compliant way of raising finance to buy a property. While often referred to as Islamic mortgages, they…
What is a Personal Guarantee? A Business Loans Guide
A personal guarantee can allow smaller business owners to secure credit for their company that might otherwise be out of reach. But the risk for a business loan guarantor who…
Compare Life Insurance
Life insurance can give you peace of mind that your loved ones will be protected financially if you pass away while cover is in place. Whether that’s through paying off…
QROPS Explained: Transferring a Pension Overseas
A qualifying recognised overseas pension scheme – or QROPS – is a pension scheme based in another country that might prove a suitable destination if you wanted to transfer your…
Is Equity Release Safe?
Equity release can be considered safe because you must take professional advice, and providers and advisers are regulated by the Financial Conduct Authority. Most equity release providers are members of…
9 New Year Money Resolutions for 2023
Setting yourself some new year financial resolutions is a great way to take control of your finances and make your money work harder for you. Searching out the highest savings…