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Tim Leonard

Tim Leonard

Lead Writer & Content Strategist

Resume

Education

  • BA (Hons) Industrial Economics, University of Nottingham

Previous Experience

  • Finance Editor, Future
  • Associate Editor, Moneyfacts
Tim is a Lead Writer and Content Strategist at NerdWallet who has been writing about all aspects of personal and business finance for over 25 years. Throughout his time working at Moneyfacts, Virgin Money, Future, and now NerdWallet, Tim has built up a high-level understanding of almost every financial product you can think of, from business banking and loans through to pensions and savings. He also holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice.

The latest from Tim

What is Security on a Loan?

Providing security for a loan means you put forward an asset, such as your home, as collateral against the loan that you need.

Does Getting a Loan Affect Your Credit Score?

Taking out a loan does have the potential to affect your credit score. Whether that's for the better or worse mainly depends on whether you repay the loan in a…

How to Get a Bad Credit Business Loan

Getting a business loan with bad credit is possible but likely to be more difficult than if your business’s credit was good. Here’s all you need to know about bad…

Capify Business Loans Review: Pros, Cons & Features

Capify offers unsecured small business loans and merchant cash advances worth up to £3 million, over a loan term of three months to five years. Find out where the lender…

Cubefunder Business Loans Review: Pros, Cons & Features

Cubefunder offers short-term business loans to limited companies. Read more about the lender’s pros, cons and key features.

NatWest Business Loan Review: Pros, Cons & Features

NatWest offers a range of lending products, including a small business loan worth up to £100,000. Read more about where the lender stands out, and falls short, with our review…

Lloyds Bank Business Loans Review: Pros, Cons & Features

Lloyds Bank offers small business loans worth up to £50,000. Read more about where the lender stands out, and falls short, with our review below.

iwoca Business Loans Review: Pros, Cons & Features

iwoca offers business loans worth up to £1,000,000 to limited companies and partnerships. Read more about where the lender stands out, and falls short, with our review below.

Fleximize Business Loans Review: Pros, Cons & Features

Fleximize offers business loans both to businesses that have been trading for only six months and to companies that have been trading for over a year. Read more about the…

Barclays Business Loans Review: Pros, Cons & Features

Read our review of Barclays business loans, including its pros, cons, and key features.

What are Guarantor Loans and How Do They Work?

A guarantor loan may help improve your chances of borrowing, but you and the guarantor should be clear about the risks involved.

Funding Circle Business Loans Review: Pros, Cons & Features

Funding Circle offers small business loans through its lending platform. Read more about the lender’s pros, cons and key features.

What is a Standard Variable Rate Mortgage?

A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal…

Mortgage Interest Rate Calculator

Our mortgage interest rate calculator estimates how much your repayments could change if interest rates rise or fall. It also allows you to compare different mortgage rates and terms.

What are Early Repayment Charges and How to Avoid Them

You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
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