Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Buy-to-Let Mortgages
A buy-to-let mortgage allows you to borrow the funds needed to buy a property to rent out. Buy-to-let mortgages tend to have higher interest rates than residential mortgages and require…
Hopes Mortgage Rate Cuts Will Resume as Base Rate Cut Nears
It is hoped mortgage rate cuts will return in November, while expectations are that the base rate is about to fall. Here’s our latest mortgage and base rate forecast.
Scope For Mortgage Rate Cuts Despite Warning They May Slow
There may be room for mortgage rates to carry on falling but there are suggestions the OBR inflation forecast could see the pace of cuts slow. Here are our latest…
Mortgage Rate Cuts May Stall After Inflation Holds Firm
The base rate could remain unchanged for a while and slow down mortgage rate cuts after the latest official data revealed inflation is unexpectedly ‘sticky’. Here are our latest mortgage…
More Mortgage Rate Cuts Possible After Surprise Inflation Drop
There are hopes that more mortgage rate cuts may be on the way after a base rate rise that was expected never happened and if competition among lenders for borrowers…
Mortgage Rates Fall as Lenders Look to Compete
Fixed-rate mortgages have been falling as inflation continues its descent and competition among lenders ramps up. Base rate predictions are lowered too. Here are our latest mortgage rate predictions.
Base Rate Hike Suggests More Mortgage Rate Rises to Come
A larger-than-expected rise in the base rate in response to inflation failing to fall could spell more bad news for mortgage borrowers. Here are our latest mortgage rate predictions.
Inflation Figures Point to Mortgage Rate Rises in June
The latest UK inflation figures means interest rate predictions for June are erring towards another increase in the base rate and a rise in mortgage rates. Here are our mortgage…
Will Mortgage Rates Continue to Fall in May?
While the markets are expecting base rate to rise in May and eventually peak at 5%, some commentators predict fixed mortgage rates could continue to fall. Learn more in our…
Could April Mortgage Rates Fall Again?
Fixed-rate mortgages look like they could continue to drop, while inflation expectations and threat of a banking crisis have the potential to halt Bank of England base rate rises. Read…
March Mortgage Rates May Have Room to Fall Further
Fixed-rate mortgages could head lower, but a further Bank of England base rate increase could see variable rate mortgages rise again. Read on to find out mortgage rate predictions for…
Is it Better to Pay Off Your Mortgage or Save?
With savings rates finally paying some semblance of a decent return, deciding whether it’s better to pay off more of your mortgage or put your spare funds into a savings…
How Would a House Price Crash Affect You?
Sliding property values and wider economic woes have seen whispers of a house price crash in the UK start to grow. Here, we explore whether a correction in prices could…
How Help to Buy ISAs may have Become a Hindrance
With Help to Buy ISA house price limits failing to rise in line with house price growth, some first-time buyers are finding these savings accounts are hampering their homeownership dreams.…
16 Ways To Get Small Business Funding in the UK
Start-up funding can be crucial in getting small businesses up and running. From start-up business loans to lines of credit, grants, crowdfunding and angel investors, here are the various options…