The latest from Tim
How to Get a Loan
It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out…
Personal Guarantees Explained
Providing a personal guarantee for business borrowing (such as a business loan or business credit card) can allow smaller business owners to secure credit that might otherwise be out of…
Do I Need an Accountant for My Small Business?
An accountant could help your small business with various things like filing your annual tax return and managing your payroll – especially if you haven’t been trading for long or…
Business Cash Flow Loans
A business cash flow loan can provide funding to support the everyday running of your business and cover short-term financial challenges.
Central Trust Secured Loans Review: Pros, Cons & Features
Central Trust secured loans are available for up to £250,000 and can be applied for directly or through a broker. Here’s our Central Trust secured loans review.
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Business Bank Accounts With No Credit Checks UK
Some providers offer business accounts without credit checks. You may be able to open a business account even if you have no credit history or a poor credit score. Compare…
Loans to Buy a Business: Guide, Pros and Cons
Business loans aren’t just for building from the ground up. If you have experience operating a profitable business, securing a loan to buy a business might be an option for…
Does a Secured Loan Affect Remortgaging?
You can remortgage if you have a loan secured against your home, as long as you can meet the necessary affordability requirements.
Fixed or Variable Mortgage: Which is Right for You?
The main difference between a fixed and variable mortgage is that your mortgage rate stays the same for a set period with a fixed-rate mortgage, while with a variable rate…
No Deposit Mortgages: Getting a 100% Mortgage Without a Deposit
A no deposit mortgage may be an option if you’re struggling to raise the deposit for a home, though you’ll probably need a family member or friend to be your…
95% Mortgages: Getting a Mortgage With a 5% Deposit
95% mortgages only require you to have a 5% deposit. They are mainly used by first-time buyers, and sometimes by existing homeowners who are looking to move or remortgage but…
Interest Only Mortgages
With an interest only mortgage you’ll only pay off the mortgage interest each month, but none of the original loan.
How Much Deposit Do You Need for a House?
A deposit of 5% is usually the minimum needed to get a mortgage to buy a home, but saving a larger deposit can help you secure a lower mortgage rate.
What is a Mortgage in Principle and How do You Get One?
Getting a mortgage in principle can give you an idea of whether a lender will offer you a mortgage and for how much.