Compare Business Credit Cards

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Moss Business Cashback Card

Experience seamless transactions with up to 2% cashback and no interest
High credit limits up to £2.5 million per month and interest-free payment terms of up to 30 days
Plugs into most accounting systems (Sage, XERO, Quickbooks and others)

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Available to businesses with 10+ FTE or £2 million annual turnover.

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8 products

Commission earned affects the table sort order. Other products may be available. Find out more

This Product Is A Charge Card

Moss Business Credit Card
- Rewards
  
  Up to 2% cashback capped at platform fee
- Purchase rate
  
  N/A (this product is a charge card)
- Annual fee
  
  £0.00
- Representative APR
  
  N/A (this product is a charge card)
See Deal
Representative Example: Not applicable to charge cards. Interest rates are not applicable to Charge Cards. However, you will incur fees and debt collection costs if you fail to pay your balance back in full and on time each month
Product features

Unlimited physical and virtual cards

Instant receipt capture and expense tracking in the Moss platform

Mastercard, worldwide acceptance
Eligibility & restrictions

Must have over ten full-time employees or have a turnover of over £2 million
Product Features & Eligibility
Expense Management Card

Wallester Business Card
- Rewards
  
  300 free virtual cards
- Purchase rate
  
  N/A
- Annual fee
  
  £0.00
- Representative APR
  
  N/A
See Deal
Representative Example: Not applicable to expense management cards
Product features

300 free virtual cards for business expenses or payroll

No fees for top-up and usage

Fast onboarding
Eligibility & restrictions

For businesses of any size and any number of employees

Must be registered in EEA, UK, or Switzerland

Must provide relevant company info and pass KYC (Know Your Customer) checks
Product Features & Eligibility
Funding Circle Business Cashback Card
- Rewards
  
  Earn 2% cashback up to £2000 for 6 months, unlimited 1% after that. T&Cs apply.
- Purchase rate
  
  34.9% p.a. Variable
- Annual fee
  
  £0.00
- Representative APR (Variable)
  
  34.9%
See Deal
Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
Product features

2% cashback on all spend (for the first 6 months, or up to £2000, whichever comes first) then 1% uncapped after that. T&Cs apply

Up to 42 days interest-free credit, no monthly or annual fees

Up to £250,000 credit limit
Eligibility & restrictions

Must be a UK-based business

Must be a Limited company or LLP

Must have been trading for at least 2 years

Must have an annual turnover of at least £40,000
Product Features & Eligibility
Funding Circle FlexiPay Business Credit Card
- Rewards
  
  N/A
- Purchase rate
  
  Interest rates are not applicable
- Annual fee
  
  £0.00
- Representative APR
  
  33.4%
See Deal
Representative Example: If you spend £1,200 with a fee of 4.9%, your representative rate is 33.4% APR
Product features

Pay by card or transfer and spread payments over 1, 3, 6, 9 or 12 months

Flat fee per transaction

£1,000 to £250,000 credit limit
Eligibility & restrictions

Must be a UK-based business

Must be a Limited company or LLP

Must have been trading for at least 2 years

Must have an annual turnover of at least £40,000
Product Features & Eligibility
Capital on Tap Business Credit Card
- Rewards
  
  Uncapped 1% cashback and Avios points conversion
- Purchase rate
  
  36.19% p.a. Variable
- Annual fee
  
  £0.00
- Representative APR (Variable)
  
  36.19%
See Deal
Representative Example: When you spend £1,200 at a purchase rate of 36.19% (variable) p.a., your representative rate is 36.19% APR (variable)
Product features

Get uncapped 1% cashback on all card spending. Redeem for cash, Avios, gift cards, or against your balance

Apply and get a decision in 2 minutes

Go further with credit limits up to £250,000

Free company cards with spend controls

No annual, FX or ATM fees
Eligibility & restrictions

Your business turnover is at least £2,000 per month

There are no unsatisfied CCJs against you or your business in the last 12 months

Your business is active on Companies House

Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)

The below are not currently eligible:
- Charities, trusts, funds or Royal Charters

- Public limited companies (PLC)

- Dormant, dissolved or inactive companies

- Sole traders
Product Features & Eligibility
Capital on Tap Pro Business Credit Card
- Rewards
  
  1% cashback on all card spend and convert points to Avios
- Purchase rate
  
  36.19% p.a. Variable
- Annual fee
  
  £299.00
- Representative APR (Variable)
  
  112.45%
See Deal
Representative Example: The standard interest rate on purchases is 36.19% p.a. (variable) so if you borrow £1,200 and the Annual fee is £299 the Representative APR will be 112.45% APR (variable).
Product features

10,000 bonus points when you spend £5,000 in your first 3 months and convert rewards points to Avios

Unlimited access to 1,600+ airport lounges for the main card holder

Two free guest lounge passes per year and guest discounts

Radisson Rewards VIP status

Premium metal card
Eligibility & restrictions

Your business turnover is at least £2,000 per month

You are an active director of the company or majority shareholder of 25%+ ownership

You and your business are based in the UK

There are no unsatisfied CCJs against you or your business in the last 12 months

Your business is active on Companies House

Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)

The below are not currently eligible:
- Charities, trusts, funds or Royal Charters

- Public limited companies (PLC)

- Dormant, dissolved or inactive companies

- Sole traders
Product Features & Eligibility
This Product Is A Charge Card

The American Express® Business Gold Card
- Rewards
  
  Earn 20,000 Membership Rewards® points welcome bonus*
- Purchase rate
  
  N/A (this product is a charge card)
- Annual fee
  
  £0.00
- Representative APR
  
  N/A (this product is a charge card)
See Deal
Representative Example: Not applicable to Charge Cards. Interest rates are not applicable to charge cards. However, you will incur fees and debt collection costs if you fail to pay your balance back in full and on time each month

*if you are approved and spend £3k in the first 3 months
Product features

Earn 1 Membership Rewards® point for every eligible £1 spent

Earn 10,000 extra Membership Rewards on purchases when you spend £20k per quarter

Points can be used to reward yourself, your clients or employees, or to reinvest in your business. You can redeem your points on a variety of things, from experiences to department store Gift Cards and eCodes

Savings Access over £500 of the best discounts on business essentials

Complimentary Employee Cards

£100 Annual Dell Technologies Statement Credit
Eligibility & restrictions

You will be required to provide your personal annual income. This may include dividends, property, capital gains and other sources of income

You must earn at least £20k a year to be eligible for this product

The business must have a current UK Bank or Building Society account

You must be aged 18 or over

You must have a permanent UK home address

An annual fee of £195 applies after the first year of Card membership
Product Features & Eligibility
Soldo Standard Company Card
- Rewards
  
  N/A
- Purchase rate
  
  N/A
- Annual fee
  
  £252.00
- Representative APR
  
  N/A
See Deal
Representative Example: Not applicable to expense management cards
Product features

Advanced receipt capture and Expense review workflows

Multi-currency support, team and personal cards starting with 3 users, bulk reimbursement

Advanced expense management, reporting and accounting integrations
Eligibility & restrictions

Must be a Business with a registered office in an EEA country or the UK
Product Features & Eligibility

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Compare Business Credit Cards

Moss Business Cashback Card

Choose card type

Moss Business Credit Card

Wallester Business Card

Funding Circle Business Cashback Card

Funding Circle FlexiPay Business Credit Card

Capital on Tap Business Credit Card

Capital on Tap Pro Business Credit Card

The American Express® Business Gold Card

Soldo Standard Company Card