Compare Business Credit Cards

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Moss Business Cashback Card

Experience seamless transactions with up to 2% cashback and no interest
High credit limits up to £2.5 million per month and interest-free payment terms of up to 30 days.
Plugs into most accounting systems (Sage, XERO, Quickbooks and others)

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Available to businesses with 10+ FTE or £2 million annual turnover.

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9 products

Commission earned affects the table sort order. Other products may be available. Find out more

This Product Is A Charge Card

Moss Business Credit Card
- Rewards
  
  Up to 2% cashback capped at platform fee
- Purchase rate
  
  N/A (this product is a charge card)
- Annual fee
  
  £0
- Representative APR
  
  N/A (this product is a charge card)
See Deal
Representative Example: Not applicable to charge cards. Interest rates are not applicable to Charge Cards. However, you will incur fees and debt collection costs if you fail to pay your balance back in full and on time each month
Product features

Unlimited physical and virtual cards

Instant receipt capture and expense tracking in the Moss platform

Mastercard, worldwide acceptance
Eligibility & restrictions

Must have over ten full-time employees or have a turnover of over £2 million
Product Features & Eligibility
Funding Circle Business Cashback Card
- Rewards
  
  Earn 2% cashback up to £2000 for 6 months, unlimited 1% after that. T&Cs apply.
- Purchase rate
  
  34.9% p.a. Variable
- Annual fee
  
  £0
- Representative APR (Variable)
  
  34.9%
See Deal
Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
Product features

2% cashback on all spend (for the first 6 months, or up to £2000, whichever comes first) then 1% uncapped after that. T&Cs apply

Up to 42 days interest-free credit, no monthly or annual fees

Up to £250,000 credit limit
Eligibility & restrictions

Must be a UK-based business

Must be a Limited company or LLP

Must have been trading for at least 2 years

Must have an annual turnover of at least £40,000
Product Features & Eligibility
Funding Circle FlexiPay Business Credit Card
- Rewards
  
  N/A
- Purchase rate
  
  Interest rates are not applicable
- Annual fee
  
  £0
- Representative APR
  
  33.4%
See Deal
Representative Example: If you spend £1,200 with a fee of 4.9%, your representative rate is 33.4% APR
Product features

Pay by card or transfer and spread payments over 1, 3, 6, 9 or 12 months

Flat fee per transaction

£1,000 to £250,000 credit limit
Eligibility & restrictions

Must be a UK-based business

Must be a Limited company or LLP

Must have been trading for at least 2 years

Must have an annual turnover of at least £40,000
Product Features & Eligibility
Expense Management Card

Wallester Business Card
- Rewards
  
  300 free virtual cards
- Purchase rate
  
  N/A
- Annual fee
  
  £0
- Representative APR
  
  N/A
See Deal
Representative Example: Not applicable to expense management cards
Product features

300 free virtual cards for business expenses or payroll

No fees for top-up and usage

Fast onboarding
Eligibility & restrictions

For businesses of any size and any number of employees

Must be registered in EEA, UK, or Switzerland

Must provide relevant company info and pass KYC (Know Your Customer) checks
Product Features & Eligibility
Capital on Tap Business Credit Card
- Rewards
  
  Unlimited 1% cashback
- Purchase rate
  
  36.19% p.a. Variable
- Annual fee
  
  £0
- Representative APR (Variable)
  
  36.19%
See Deal
Representative Example: When you spend £1,200 at a purchase rate of 36.19% (variable) p.a., your representative rate is 36.19% APR (variable)
Product features

Get uncapped 1% cashback on all card spending. Redeem for cash, gift cards, or against your balance

Apply and get a decision in 2 minutes

Go further with credit limits up to £250,000

Free company cards with spend controls

No annual, FX or ATM fees
Eligibility & restrictions

Your business turnover is at least £2,000 per month

There are no unsatisfied CCJs against you or your business in the last 12 months

Your business is active on Companies House

Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)

The below are not currently eligible:
- Charities, trusts, funds or Royal Charters

- Public limited companies (PLC)

- Dormant, dissolved or inactive companies

- Sole traders
Product Features & Eligibility
Capital on Tap Business Rewards Card
- Rewards
  
  Unlimited 1% cashback
- Purchase rate
  
  36.19% p.a. Variable
- Annual fee
  
  £99
- Representative APR (Variable)
  
  58.77%
See Deal
Representative Example: When you spend £1,200 at an annual rate of 36.19% (variable) p.a., your representative rate is 58.77% (variable).
Product features

Redeem points for Avios

10,000 bonus points when you spend £5,000 in your first 3 months

Get uncapped 1% cashback on all card spending. Redeem for cash, gift cards, or against your balance

Apply and get a decision in 2 minutes

Go further with credit limits up to £250,000

Free company cards with spend controls

No annual, FX or ATM fees
Eligibility & restrictions

Your business turnover is at least £2,000 per month

There are no unsatisfied CCJs against you or your business in the last 12 months

Your business is active on Companies House

Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)

The below are not currently eligible:
- Charities, trusts, funds or Royal Charters

- Public limited companies (PLC)

- Dormant, dissolved or inactive companies

- Sole traders
Product Features & Eligibility
Barclaycard Select Cashback Credit Card
- Rewards
  
  1% cashback uncapped when you spend at least £2,000 per month*
- Purchase rate
  
  26.8% p.a. Variable
- Annual fee
  
  £0
- Representative APR (Variable)
  
  26.8%
See Deal
Representative Example: The standard interest rate on purchases is 26.8% p.a. (variable), so if you borrow £1,200 the Representative APR will be 26.8% APR (variable)

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.
Product features

1% cashback uncapped when you spend at least £2,000 per month. T&Cs apply*

Free access to accounting software via FreshBooks. T&Cs apply

Business rewards - Discount offers for small business clients at participating merchants. T&Cs apply
Eligibility & restrictions

You must be a business owner or director

Directors and employees must be over 18 years old

Your business must be UK-based

Your business turnover or new business plan must exceed £10,000 per year

You and your business cannot be bankrupt or in bankruptcy proceedings

Your existing financial commitments cannot be overdue and must have been managed well over the last 12 months

You must not have been declined for a Barclaycard commercial card in the last six months

*Standard Cashback T&Cs apply. 1% cashback on all eligible business spend of £2,000 or more per statement month. Your credit limit and available balance may impact your ability to earn cashback
Product Features & Eligibility
Barclaycard Premium Plus Credit Card
- Rewards
  
  Get 0.5% cashback, up to £400 per year*
- Purchase rate
  
  19.6% p.a. Variable
- Annual fee
  
  £150
- Representative APR (Variable)
  
  56%
See Deal
Representative Example: The standard interest rate on purchases is 19.6% p.a. (variable), so if you borrow £1,200 the Representative APR will be 56% APR (variable)

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.
Product features

Get 0.5% cashback on all business spend, up to £400 per year. T&Cs apply*

Business travel, purchase protection and cardholder misuse insurance. If you opt out of insurance, you won't be eligible for the insurance benefit and won't be able to make a claim

Save 2% on foreign exchange fees
Eligibility & restrictions

You must be a business owner or director

Directors and employees must be over 18 years old

Your business must be UK-based

Your business turnover or new business plan must exceed £10,000 per year

You and your business cannot be bankrupt or in bankruptcy proceedings

Your existing financial commitments cannot be overdue and must have been managed well over the last 12 months

You must not have been declined for a Barclaycard commercial card in the last six months

*Standard Cashback T&Cs apply. The maximum amount of cashback you can earn in any cashback year is £400. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered
Product Features & Eligibility
Soldo Standard Company Card
- Rewards
  
  N/A
- Purchase rate
  
  N/A
- Annual fee
  
  £252
- Representative APR
  
  N/A
See Deal
Representative Example: Not applicable to expense management cards
Product features

Advanced receipt capture and Expense review workflows

Multi-currency support, team and personal cards starting with 3 users, bulk reimbursement

Advanced expense management, reporting and accounting integrations
Eligibility & restrictions

Must be a Business with a registered office in an EEA country or the UK
Product Features & Eligibility

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Compare Business Credit Cards

Moss Business Cashback Card

Choose card type

Moss Business Credit Card

Funding Circle Business Cashback Card

Funding Circle FlexiPay Business Credit Card

Wallester Business Card

Capital on Tap Business Credit Card

Capital on Tap Business Rewards Card

Barclaycard Select Cashback Credit Card

Barclaycard Premium Plus Credit Card

Soldo Standard Company Card