Compare Hastings Premier Car Insurance

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Specialist car insurance

Young driver insurance
Cover for new and younger drivers

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Courier insurance
Protection if you're picking up and delivering goods

From
Classic car insurance
Bespoke cover for your collector car, however you use it
GAP insurance
Extra protection so you don't lose out financially if your car's stolen or written off

Motorhome insurance
From single berth to an RV, wherever you drive it
Taxi insurance
Protection for carrying passengers, for private or public taxis

From
Horsebox insurance
Cover for horseboxes and trailers, for leisure or business use
Campervan insurance
Cover for your van, equipment and belongings

More specialist insurance

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*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Do I need car insurance?

If you drive a car on the road or in public places you need third party insurance by law, at a minimum. This will cover you if you injure other people or damage their vehicle or property.

If you drive without insurance, you could get a fine and points on your licence or face court action and criminal prosecution. The same applies if you’re the car’s registered keeper and someone else is driving it.

If you don’t drive the car and it’s kept off the road, you’ll need to declare it as off the road (SORN) to avoid a fine for not being insured.

What does car insurance cover?

There are three main types of car insurance.

	Third Party	Third Party, Fire & Theft	Compre- hensive
Injury to others or damage to their property
Theft of your car and fire damage
Damage to your car and personal injury costs