Allied Irish Bank 4.45% initial rate £1,244.00 Monthly Repayments £200.00 Product Fees 6.38% APRC £14,971.00 Annual Cost Representative Example 6.38% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £200 Cashback £ 0
Flexibility & Other info Overpayments allowed? Early Repayment Charge 6 months interest until 31/05/30 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? Arrangement fee £0 Early Repayment Charge 6 months interest until 31/05/30 Other fees £ 0 Exit fee £55 Valuation fee £200 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.45% and then on a variable rate of 7.35% for the remaining 20 years would require 60 payments of £1,244 and 240 payments of £1,573. The total amount payable would be £452,360 made up of the loan amount plus interest (£227,160) and fees (£200). The overall cost for comparison is 6.4% APRC representative.
Virgin Money 4.47% initial rate £1,247.00 Monthly Repayments £995.00 Product Fees 6.5% APRC £15,160.48 Annual Cost Representative Example 6.5% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/07/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/07/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.47% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,247 and 240 payments of £1,590. The total amount payable would be £457,415 made up of the loan amount plus interest (£231,420) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Furness 4.49% initial rate £1,249.00 Monthly Repayments £999.00 Product Fees 7.01% APRC £15,142.00 Annual Cost Representative Example 7.01% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,249 and 240 payments of £1,683. The total amount payable would be £479,609 made up of the loan amount plus interest (£253,860) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
HSBC 4.50% initial rate £1,251.00 Monthly Repayments £999.00 Product Fees 6% APRC £15,137.24 Annual Cost Representative Example 6% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/08/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.50% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,251 and 240 payments of £1,502. The total amount payable would be £436,189 made up of the loan amount plus interest (£210,540) and fees (£649). The overall cost for comparison is 6.0% APRC representative.
Nationwide 4.50% initial rate £1,251.00 Monthly Repayments £999.00 Product Fees 6.34% APRC £15,207.24 Annual Cost Representative Example 6.34% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.50% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,251 and 240 payments of £1,561. The total amount payable would be £450,699 made up of the loan amount plus interest (£224,700) and fees (£999). The overall cost for comparison is 6.3% APRC representative.
Santander 4.52% initial rate £1,253.00 Monthly Repayments £999.00 Product Fees 6.03% APRC £15,187.96 Annual Cost Representative Example 6.03% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/08/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/08/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.52% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,253 and 240 payments of £1,504. The total amount payable would be £436,889 made up of the loan amount plus interest (£211,140) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Lloyds 4.53% initial rate £1,254.00 Monthly Repayments £999.00 Product Fees 6.85% APRC £15,253.32 Annual Cost Representative Example 6.85% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/08/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £1,254 and 240 payments of £1,653. The total amount payable would be £472,959 made up of the loan amount plus interest (£246,960) and fees (£999). The overall cost for comparison is 6.9% APRC representative.
Halifax 4.53% initial rate £1,254.00 Monthly Repayments £1,099.00 Product Fees 6.85% APRC £15,273.32 Annual Cost Representative Example 6.85% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £100 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 30/06/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 30/06/30 Other fees £ 0 Exit fee £0 Valuation fee £100 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £1,254 and 240 payments of £1,653. The total amount payable would be £473,059 made up of the loan amount plus interest (£246,960) and fees (£1,099). The overall cost for comparison is 6.9% APRC representative.
Clydesdale 4.53% initial rate £1,254.00 Monthly Repayments £1,499.00 Product Fees 6.54% APRC £15,353.32 Annual Cost Representative Example 6.54% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1499 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 31/07/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1499 Early Repayment Charge 5% reducing to 2% until 31/07/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,254 and 240 payments of £1,592. The total amount payable would be £458,819 made up of the loan amount plus interest (£232,320) and fees (£1,499). The overall cost for comparison is 6.5% APRC representative.
Natwest 4.53% initial rate £1,254.00 Monthly Repayments £995.00 Product Fees 6.52% APRC £15,252.52 Annual Cost Representative Example 6.52% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 31/07/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 31/07/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,254 and 240 payments of £1,592. The total amount payable would be £458,315 made up of the loan amount plus interest (£232,320) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
