Allied Irish Bank 4.45% initial rate £1,244.00 Monthly Repayments £200.00 Product Fees 6.38% APRC £14,971.00 Annual Cost Representative Example 6.38% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £200 Cashback £ 0
Flexibility & Other info Overpayments allowed? Early Repayment Charge 6 months interest until 31/05/30 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? Arrangement fee £0 Early Repayment Charge 6 months interest until 31/05/30 Other fees £ 0 Exit fee £55 Valuation fee £200 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.45% and then on a variable rate of 7.35% for the remaining 20 years would require 60 payments of £1,244 and 240 payments of £1,573. The total amount payable would be £452,360 made up of the loan amount plus interest (£227,160) and fees (£200). The overall cost for comparison is 6.4% APRC representative.
Santander 4.52% initial rate £1,253.00 Monthly Repayments £999.00 Product Fees 6.04% APRC £15,187.96 Annual Cost Representative Example 6.04% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/07/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/07/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.52% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,253 and 240 payments of £1,504. The total amount payable would be £436,889 made up of the loan amount plus interest (£211,140) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Virgin Money 4.52% initial rate £1,253.00 Monthly Repayments £995.00 Product Fees 6.52% APRC £15,237.16 Annual Cost Representative Example 6.52% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/06/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/06/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.52% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,253 and 240 payments of £1,592. The total amount payable would be £458,255 made up of the loan amount plus interest (£232,260) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Coventry 4.56% initial rate £1,258.00 Monthly Repayments £999.00 Product Fees 6.26% APRC £15,299.40 Annual Cost Representative Example 6.26% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 31/10/30 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% until 31/10/30 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.56% and then on a variable rate of 7.09% for the remaining 20 years would require 60 payments of £1,258 and 240 payments of £1,545. The total amount payable would be £447,279 made up of the loan amount plus interest (£221,280) and fees (£999). The overall cost for comparison is 6.3% APRC representative.
Coventry 4.57% initial rate £1,260.00 Monthly Repayments £999.00 Product Fees 6.77% APRC £15,614.46 Annual Cost Representative Example 6.77% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 2% unti 31/10/27 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2.5% reducing to 2% unti 31/10/27 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.57% and then on a variable rate of 7.09% for the remaining 23 years would require 24 payments of £1,260 and 276 payments of £1,581. The total amount payable would be £467,595 made up of the loan amount plus interest (£241,596) and fees (£999). The overall cost for comparison is 6.8% APRC representative.
Nationwide 4.57% initial rate £1,260.00 Monthly Repayments £999.00 Product Fees 6.36% APRC £15,314.76 Annual Cost Representative Example 6.36% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,260 and 240 payments of £1,563. The total amount payable would be £451,719 made up of the loan amount plus interest (£225,720) and fees (£999). The overall cost for comparison is 6.4% APRC representative.
Virgin Money 4.59% initial rate £1,262.00 Monthly Repayments £1,209.00 Product Fees 6.55% APRC £15,327.48 Annual Cost Representative Example 6.55% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £214 Cashback £ 300
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/06/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/06/30 Other fees £ 0 Exit fee £99 Valuation fee £214 Basic legals Payable Cashback £ 300
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,262 and 240 payments of £1,594. The total amount payable would be £459,189 made up of the loan amount plus interest (£233,280) and fees (£909). The overall cost for comparison is 6.6% APRC representative.
Skipton 4.62% initial rate £1,266.00 Monthly Repayments £1,495.00 Product Fees 6.32% APRC £15,939.50 Annual Cost Representative Example 6.32% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1495 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.25% until 31/08/27 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1495 Early Repayment Charge 2.5% reducing to 1.25% until 31/08/27 Other fees £ 0 Exit fee £55 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.62% and then on a variable rate of 6.54% for the remaining 23 years would require 24 payments of £1,266 and 276 payments of £1,508. The total amount payable would be £448,087 made up of the loan amount plus interest (£221,592) and fees (£1,495). The overall cost for comparison is 6.3% APRC representative.
Skipton 4.62% initial rate £1,266.00 Monthly Repayments £1,295.00 Product Fees 5.92% APRC £15,451.00 Annual Cost Representative Example 5.92% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1295 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 6% reducing to 1.75% until 31/08/30 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1295 Early Repayment Charge 6% reducing to 1.75% until 31/08/30 Other fees £ 0 Exit fee £55 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.62% and then on a variable rate of 6.54% for the remaining 20 years would require 60 payments of £1,266 and 240 payments of £1,481. The total amount payable would be £432,695 made up of the loan amount plus interest (£206,400) and fees (£1,295). The overall cost for comparison is 5.9% APRC representative.
Coventry 4.63% initial rate £1,267.00 Monthly Repayments £999.00 Product Fees 6.61% APRC £15,540.36 Annual Cost Representative Example 6.61% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 3.5% reducing to 2% until 31/10/28 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 3.5% reducing to 2% until 31/10/28 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 3 years at 4.63% and then on a variable rate of 7.09% for the remaining 22 years would require 36 payments of £1,267 and 264 payments of £1,570. The total amount payable would be £461,091 made up of the loan amount plus interest (£235,092) and fees (£999). The overall cost for comparison is 6.6% APRC representative.
