Nationwide 4.64% initial rate £1,269.00 Monthly Repayments £999.00 Product Fees 6.55% APRC £15,422.64 Annual Cost Representative Example 6.55% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £65 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £65 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.64% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,269 and 240 payments of £1,595. The total amount payable would be £459,939 made up of the loan amount plus interest (£233,940) and fees (£999). The overall cost for comparison is 6.6% APRC representative.
Furness 4.69% initial rate £1,275.00 Monthly Repayments £999.00 Product Fees 7.19% APRC £15,449.92 Annual Cost Representative Example 7.19% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.39% for the remaining 20 years would require 60 payments of £1,275 and 240 payments of £1,707. The total amount payable would be £486,929 made up of the loan amount plus interest (£261,180) and fees (£749). The overall cost for comparison is 7.2% APRC representative.
Virgin Money 4.73% initial rate £1,280.00 Monthly Repayments £1,209.00 Product Fees 7.1% APRC £15,543.96 Annual Cost Representative Example 7.1% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £214 Cashback £ 300
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/03/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/03/30 Other fees £ 0 Exit fee £99 Valuation fee £214 Basic legals Payable Cashback £ 300
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.73% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,280 and 240 payments of £1,690. The total amount payable would be £483,309 made up of the loan amount plus interest (£257,400) and fees (£909). The overall cost for comparison is 7.1% APRC representative.
Halifax 4.74% initial rate £1,281.00 Monthly Repayments £1,099.00 Product Fees 7.11% APRC £15,597.44 Annual Cost Representative Example 7.11% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £100 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/03/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/03/30 Other fees £ 0 Exit fee £0 Valuation fee £100 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,281 and 240 payments of £1,690. The total amount payable would be £483,559 made up of the loan amount plus interest (£257,460) and fees (£1,099). The overall cost for comparison is 7.1% APRC representative.
HSBC 4.74% initial rate £1,281.00 Monthly Repayments £999.00 Product Fees 6.25% APRC £15,507.44 Annual Cost Representative Example 6.25% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 28/02/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 28/02/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.74% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £1,281 and 240 payments of £1,538. The total amount payable would be £446,629 made up of the loan amount plus interest (£220,980) and fees (£649). The overall cost for comparison is 6.3% APRC representative.
Nationwide 4.75% initial rate £1,283.00 Monthly Repayments £0.00 Product Fees 6.57% APRC £15,393.12 Annual Cost Representative Example 6.57% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £65 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £0 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £65 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,283 and 240 payments of £1,598. The total amount payable would be £460,500 made up of the loan amount plus interest (£235,500) and fees (£0). The overall cost for comparison is 6.6% APRC representative.
Natwest 4.78% initial rate £1,287.00 Monthly Repayments £995.00 Product Fees 6.78% APRC £15,638.80 Annual Cost Representative Example 6.78% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 30/04/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 30/04/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 7.74% for the remaining 20 years would require 60 payments of £1,287 and 240 payments of £1,629. The total amount payable would be £469,175 made up of the loan amount plus interest (£243,180) and fees (£995). The overall cost for comparison is 6.8% APRC representative.
Cumberland 4.78% initial rate £1,287.00 Monthly Repayments £999.00 Product Fees 6.85% APRC £15,639.60 Annual Cost Representative Example 6.85% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 01/03/30 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 01/03/30 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 7.84% for the remaining 20 years would require 60 payments of £1,287 and 240 payments of £1,641. The total amount payable would be £472,059 made up of the loan amount plus interest (£246,060) and fees (£999). The overall cost for comparison is 6.9% APRC representative.
Coventry 4.80% initial rate £1,289.00 Monthly Repayments £999.00 Product Fees 6.45% APRC £15,670.68 Annual Cost Representative Example 6.45% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 30/06/30 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% until 30/06/30 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.80% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,289 and 240 payments of £1,569. The total amount payable would be £454,899 made up of the loan amount plus interest (£228,900) and fees (£999). The overall cost for comparison is 6.5% APRC representative.
Barclays 4.81% initial rate £1,291.00 Monthly Repayments £999.00 Product Fees 6.12% APRC £15,686.28 Annual Cost Representative Example 6.12% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 4% until 31/03/30 Exit fee £80 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 4% until 31/03/30 Other fees £ 0 Exit fee £80 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.81% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,291 and 240 payments of £1,510. The total amount payable would be £440,859 made up of the loan amount plus interest (£214,860) and fees (£999). The overall cost for comparison is 6.1% APRC representative.
