Rewards credit cards come in two main varieties: cash-back cards and travel cards. Cash-back cards pay you back a percentage of the amount of each transaction. Travel rewards credit cards give you points or miles for each dollar you spend; you redeem those rewards for free flights, hotel stays and more. No single rewards credit card is right for everyone. It`s all about how you spend money and what kind of rewards you value. Check out our Nerd-reviewed picks below and apply today to start earning in no time.
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Capital One Venture Rewards Credit Card: Best for Easy Earnings, Effortless Redemptions
Wells Fargo Active Cash® Card: Best for Cash back — high flat rate + incentives
Citi Strata Premier℠ Card: Best for Big Rewards Across Top Spending Categories
Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®
Chase Sapphire Preferred® Card: Best for Airline Miles and a Large Bonus
What type of rewards card is right for you?
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Miles on every purchase, every day.
2x-5x
$95
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.
2x-5x
$95
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Unlimited Cash rewards on purchases.
2%
$0
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
2%
$0
Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Points per $1 on Air Travel.
Points per $1 on Hotels.
Points per $1 spent at Supermarkets.
Points per $1 spent at Gas Stations.
Points per $1 spent at Restaurants.
Point per $1 spent on all other purchases.
1x-10x
$95
Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
1x-10x
$95
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Cash back on travel purchased through Chase Travel℠.
Cash back on drugstore purchases.
Cash back on dining at restaurants, including takeout and eligible delivery services.
Cash back on all other purchases.
1.5%-5%
$0
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
1.5%-5%
$0
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
Points on travel purchased through Chase Travel℠.
Points on dining.
Points on select streaming services.
Points on online groceries.
Points on all other travel purchases.
Point on all other purchases.
1x-5x
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
1x-5x
$95