ADVERTISEMENT: PRODUCTS FROM OUR PARTNERS
Compare Top Mortgage Lenders of December 2024Reach out to multiple lenders to see how much you can save. It pays to compare your options.
Applied Filters: Excellent (760+), Max loan amount: $100,000, State: California
Rocket Mortgage, LLC
Rocket Mortgage, LLCNMLS#3030
4.5
NerdWallet rating
Min. credit score
620
Min. down payment
1%
Why we like it
Rocket Mortgage is the largest mortgage lender by volume, standing out for its range of affordable borrowing options, down payment assistance and closing cost credits.
VIEW RATES
at Rocket Mortgage, LLC
New American Funding
New American FundingNMLS#6606
Min. credit score
580
Min. down payment
3%
Why we like it
New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.
VIEW RATES
at New American Funding
Veterans United
Veterans UnitedNMLS#1907
Min. credit score
620
Min. down payment
3%
Why we like it
Veterans United is the largest VA loan lender in the country, accounting for nearly a third of all VA loan originations. Most likely to appeal to veterans and servicemembers.
VIEW RATES
at Veterans United
NBKC
NBKCNMLS#409631
Min. credit score
620
Min. down payment
3%
Why we like it
NBKC has a user-friendly website and low average rates, but the mobile app is not aimed at mortgage borrowers and browsing customized mortgage rates requires supplying your name and contact information.
VIEW RATES
at NBKC
First Federal Bank
First Federal BankNMLS#408902
Min. credit score
620
Min. down payment
3%
Why we like it
First Federal Bank Mortgage Lenders stands out for its focus on government loan lending, and will likely appeal to FHA, VA and other niche loan borrowers.
VIEW RATES
at First Federal Bank
Better
BetterNMLS#330511
Min. credit score
620
Min. down payment
3%
Why we like it
Online-only lender Better offers a range of mortgage types and a one-stop shopping experience, though some borrowers may be turned off by the lender’s lack of chat support or a mobile app.
Fairway Independent Mortgage
Fairway Independent MortgageNMLS#2289
Min. credit score
620
Min. down payment
3%
Why we like it
Fairway Independent Mortgage Corporation has many brick-and-mortar branches and a reputation for top-notch customer service, but it was recently penalized for redlining.
VIEW RATES
at Fairway Independent Mortgage
NerdWallet Pixel