Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a business fuel card that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.
Best business gas cards of October 2024
- American Express® Business Gold Card: Best for up to 4X points at U.S. gas stations.
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card: Best for up to 3% cash back on gas, EV charging.
- Capital One Spark Cash Plus: Best for 2% cash back on all purchases + no preset spending limit.
- Coast Fleet Card: Best for fleet card (up to 10 cents off per gallon).
- Costco Anywhere Visa® Business Card by Citi: Best gas card for wholesale club members - 4% cash back on gas, EV charging.
- IHG One Rewards Premier Business Credit Card: Best for 5X points at gas stations.
- Ink Business Cash® Credit Card: Best for 2% cash back on gas, 5% on bonus categories.
- Marriott Bonvoy Business® American Express® Card: Best for 4X points at U.S. gas stations.
- Shell Small Business Card: Best for fleet card for volume-based discounts (up to 6 cents off per gallon).
- The Hilton Honors American Express Business Card: Best for up to 5X points on gas, EV charging.
- U.S. Bank Business Altitude™ Connect World Elite Mastercard®: Best for 4X points gas, EV charging.
- U.S. Bank Business Triple Cash Rewards World Elite Mastercard®: Best for 3% cash back at gas stations.
- WEX Fleet FlexCard: Best for fleet card with large network of stations.
While all of our picks for business gas cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
95+ years of combined experience covering small-business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a business fuel card that offers per-gallon rebates — anywhere from 2 to 10 cents back — and tight controls over employee spending.
Best business gas cards of October 2024
- American Express® Business Gold Card: Best for up to 4X points at U.S. gas stations.
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card: Best for up to 3% cash back on gas, EV charging.
- Capital One Spark Cash Plus: Best for 2% cash back on all purchases + no preset spending limit.
- Coast Fleet Card: Best for fleet card (up to 10 cents off per gallon).
- Costco Anywhere Visa® Business Card by Citi: Best gas card for wholesale club members - 4% cash back on gas, EV charging.
- IHG One Rewards Premier Business Credit Card: Best for 5X points at gas stations.
- Ink Business Cash® Credit Card: Best for 2% cash back on gas, 5% on bonus categories.
- Marriott Bonvoy Business® American Express® Card: Best for 4X points at U.S. gas stations.
- Shell Small Business Card: Best for fleet card for volume-based discounts (up to 6 cents off per gallon).
- The Hilton Honors American Express Business Card: Best for up to 5X points on gas, EV charging.
- U.S. Bank Business Altitude™ Connect World Elite Mastercard®: Best for 4X points gas, EV charging.
- U.S. Bank Business Triple Cash Rewards World Elite Mastercard®: Best for 3% cash back at gas stations.
- WEX Fleet FlexCard: Best for fleet card with large network of stations.
While all of our picks for business gas cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
95+ years of combined experience covering small-business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
Here are the best business gas credit cards
| Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|
2% cash back on gas, 5% on bonus categories Ink Business Cash® Credit Card Apply now on Chase's website | 4.8/5 | $0 | 1%-5% Cashback | $350 | Apply now on Chase's website |
Up to 3% cash back on gas, EV charging Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Apply now on Bank of America's website | 3.9/5 | $0 | 1%-3% Cashback | $300 | Apply now on Bank of America's website |
Fleet card (up to 10 cents off per gallon) Coast Fleet Card Apply now on Coast's website | Monthly fee of $4 per active card | 2¢-10¢ | N/A | Apply now on Coast's website | |
Up to 5X points on gas, EV charging The Hilton Honors American Express Business Card Apply now on American Express' website Rates & Fees | 4.8/5 | $195 | 3x-12x Points | 175,000 Points | Apply now on American Express' website Rates & Fees |
2% cash back on all purchases + no preset spending limit Capital One Spark Cash Plus Apply now on Capital One's website Rates & Fees | 5.0/5 | $150 | 2%-5% Cashback | $2,000 ⏱️ New bonus offer | Apply now on Capital One's website Rates & Fees |
4X points at U.S. gas stations Marriott Bonvoy Business® American Express® Card Apply now on American Express' website Rates & Fees | 4.9/5 | $125 | 2x-6x Points | 50,000 Points | Apply now on American Express' website Rates & Fees |
Up to 4X points at U.S. gas stations American Express® Business Gold Card Apply now on American Express' website Rates & Fees | 4.6/5 | $375 | 1x-4x Points | 100,000 Points ⏱️ New elevated offer | Apply now on American Express' website Rates & Fees |
3% cash back at gas stations U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on U.S. Bank's website Rates & Fees | 5.0/5 | $0 | 1%-3% Cashback | $750 | Apply now on U.S. Bank's website Rates & Fees |
5X points at gas stations IHG One Rewards Premier Business Credit Card Apply now on Chase's website | 5.0/5 | $99 | 3x-26x Points | 140,000 Points | Apply now on Chase's website |
4X points on gas, EV charging U.S. Bank Business Altitude™ Connect World Elite Mastercard® Apply now on U.S. Bank's website Rates & Fees | 5.0/5 | $0 intro for the first year, then $95 | 1x-5x Points | 60,000 Points | Apply now on U.S. Bank's website Rates & Fees |
| Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|
2% cash back on gas, 5% on bonus categories Ink Business Cash® Credit Card Apply now on Chase's website | 4.8/5 | $0 | 1%-5% Cashback | $350 | Apply now on Chase's website |
Up to 3% cash back on gas, EV charging Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Apply now on Bank of America's website | 3.9/5 | $0 | 1%-3% Cashback | $300 | Apply now on Bank of America's website |
Fleet card (up to 10 cents off per gallon) Coast Fleet Card Apply now on Coast's website | Monthly fee of $4 per active card | 2¢-10¢ | N/A | Apply now on Coast's website | |
Up to 5X points on gas, EV charging The Hilton Honors American Express Business Card Apply now on American Express' website Rates & Fees | 4.8/5 | $195 | 3x-12x Points | 175,000 Points | Apply now on American Express' website Rates & Fees |
2% cash back on all purchases + no preset spending limit Capital One Spark Cash Plus Apply now on Capital One's website Rates & Fees | 5.0/5 | $150 | 2%-5% Cashback | $2,000 ⏱️ New bonus offer | Apply now on Capital One's website Rates & Fees |
4X points at U.S. gas stations Marriott Bonvoy Business® American Express® Card Apply now on American Express' website Rates & Fees | 4.9/5 | $125 | 2x-6x Points | 50,000 Points | Apply now on American Express' website Rates & Fees |
Up to 4X points at U.S. gas stations American Express® Business Gold Card Apply now on American Express' website Rates & Fees | 4.6/5 | $375 | 1x-4x Points | 100,000 Points ⏱️ New elevated offer | Apply now on American Express' website Rates & Fees |
3% cash back at gas stations U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on U.S. Bank's website Rates & Fees | 5.0/5 | $0 | 1%-3% Cashback | $750 | Apply now on U.S. Bank's website Rates & Fees |
5X points at gas stations IHG One Rewards Premier Business Credit Card Apply now on Chase's website | 5.0/5 | $99 | 3x-26x Points | 140,000 Points | Apply now on Chase's website |
4X points on gas, EV charging U.S. Bank Business Altitude™ Connect World Elite Mastercard® Apply now on U.S. Bank's website Rates & Fees | 5.0/5 | $0 intro for the first year, then $95 | 1x-5x Points | 60,000 Points | Apply now on U.S. Bank's website Rates & Fees |
I'M INTERESTED IN:
Our pick for
2% cash back on gas, 5% on bonus categories
Ink Business Cash® Credit Card
Read Review
Apply now
on Chase's website
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
You'll earn 2% back on the first $25,000 in combined spending at gas stations and restaurants. Plus, 5% on the first $25,000 spent each year in other areas, like office supplies and telecom services.
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Our pick for
Up to 3% cash back on gas, EV charging
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Read Review
Apply now
on Bank of America's website
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300
Pros
- No annual fee
- High rewards rate
- New cardholder bonus offer
- Rotating bonus categories
Cons
- Requires excellent credit
- Complicated rewards
- Foreign transaction fee
- Spending caps on bonus rewards
- Best rewards limited to certain customers
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Apply now
on Bank of America's website
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300
Pros
- No annual fee
- High rewards rate
- New cardholder bonus offer
- Rotating bonus categories
Cons
- Requires excellent credit
- Complicated rewards
- Foreign transaction fee
- Spending caps on bonus rewards
- Best rewards limited to certain customers
This card offers 3% back in the bonus category of your choice, but the default option is gas stations and EV charging stations. But if you qualify for Bank of America® Preferred Rewards for Business, that rate could be as high as 5.25% back. Note: Bonus rewards top out at $50,000 in combined spending, annually.
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 17.99% to 27.99% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Our pick for
Fleet card (up to 10 cents off per gallon)
Coast Fleet Card
Read Review
Apply now
on Coast's website
Annual fee
Monthly fee of $4 per active card
Rewards rate
2¢-10¢
Intro offer
N/A
Pros
- Rebate of 2 cents per gallon at all gas stations; up to 10 cents per gallon back at partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active card
- $35 fee for returned or late payments
- Balance must be paid in full every month
Annual fee
Monthly fee of $4 per active card
Rewards rate
2¢-10¢
Intro offer
N/A
Pros
- Rebate of 2 cents per gallon at all gas stations; up to 10 cents per gallon back at partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active card
- $35 fee for returned or late payments
- Balance must be paid in full every month
The Coast Fleet Card earns a flat rebate of 2 cents per gallon, no matter where you use it. But you can get a discount of up to 10 cents per gallon at select partner stations, including Exxon and Mobil. You'll also earn 1% back on non-fuel purchases like maintenance and equipment or at restaurants and hotels. Coast cards can be used anywhere Visa is accepted (at gas stations, they can only be used to purchase fuel). There is a monthly fee of $4 per active card.
- 2¢ per gallon rebate on all of your gas purchases.
- 1% cashback on all non-fuel purchases.
- $25,000/year protection against fuel fraud losses.
- Built for fleets, with precise and flexible card limits to prevent fuel fraud and wasteful spending.
- Average savings of 10% when switching from another payment method based on customer survey.*
- Get real-time alerts on suspicious fuel transactions.
- Lock to fuel only or unlock additional purchase categories with precise spend controls.
- Integrations into popular telematics and fleet management software like Samsara, Azuga, OneStepGPS, Fleetio, Geotab, and others.
Our pick for
Up to 5X points on gas, EV charging
Annual fee
$195
Rewards rate
3x-12x Points
Intro offer
175,000 Points
Pros
- High rewards rate
- Automatic elite status
- Luxury perks
Cons
- Has annual fee
- No free anniversary night
You'll get 5X points on your first $100,000 in non-Hilton spending each year, including gas and EV charging. But points and other card perks, like statement credits and elite status, are really only valuable if you stay at Hilton properties.
- Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
- Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
- You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
View Rates & Fees
Our pick for
2% cash back on all purchases + no preset spending limit
Capital One Spark Cash Plus
Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000
⏱️ New bonus offer
Pros
- Earns cash back on primary and employee cards
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus, annual bonus offers
Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000
⏱️ New bonus offer
Pros
- Earns cash back on primary and employee cards
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus, annual bonus offers
With 2% back on all purchases and no preset spending limit, there's no ceiling to how much you can earn. You can also earn a massive welcome offer and additional perks and credit if you hit certain spending thresholds. Note: This is a charge card that must be paid in full each month.
- Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
- Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- $150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
- Spark Cash Plus has no APR because your balance is due in full every month
- For businesses that need large spending capacity and want to maximize cash back
View Rates & Fees
Our pick for
4X points at U.S. gas stations
Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
50,000 Points
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility
- Lower acceptance abroad
A good choice if you want to turn gas purchases into free hotel stays, this card earns 4X points at U.S. gas stations (and other categories). You can also snag a nice welcome offer and earn a free night each year.
- WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
- Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
View Rates & Fees
Our pick for
Up to 4X points at U.S. gas stations
Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points
⏱️ New elevated offer
Pros
- Bonus categories
- Transfer partners
- Luxury perks
Cons
- Has annual fee
- Complicated rewards
- Spending caps on bonus rewards
- Requires good/excellent credit
Use this card exclusively for gas and you can earn 4X points on the first $150,000 spent each year. Don't spend that much on gas? The 4X rate applies to your top two spending areas (from eligible categories). There's also a huge welcome offer, which easily offsets the annual fee.
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.74% to 27.74% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
View Rates & Fees
Our pick for
3% cash back at gas stations
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$750
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on purchases
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
This is the best overall gas card for cash back for a reason. You get 3% back at gas stations (and other categories) with no spending cap. There's also a competitive welcome offer and long intro APR period.
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
- Terms and conditions apply.
View Rates & Fees
Our pick for
5X points at gas stations
IHG One Rewards Premier Business Credit Card
Read Review
Apply now
on Chase's website
Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
Pros
- High rewards rate
- Automatic elite status
- Anniversary perks
- No foreign transaction fee
Cons
- Has annual fee
- Rewards have limited flexibility
Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
Pros
- High rewards rate
- Automatic elite status
- Anniversary perks
- No foreign transaction fee
Cons
- Has annual fee
- Rewards have limited flexibility
Another top-notch option for turning fuel expenses into free hotel stays, this card earns 5X points at gas stations. You also get 5X points on travel, restaurants, office supplies and select advertising. Other benefits include free anniversary night awards, statement credits and IHG® Rewards Platinum Elite status.
- Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
Our pick for
4X points on gas, EV charging
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x Points
Intro offer
60,000 Points
Pros
- Bonus categories
- Welcome offer
- Annual fee waived for the first year
Cons
- Requires good/excellent credit
- No intro APR offer
The business travel card is the best gas card for companies that prefer points to cash back. You'll get 4X points on gas, EV charging and all other travel expenses (up to $150,000 in combined annual spend). And the annual fee ($
95
) is waived for the first year. - Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
View Rates & Fees
Other top picks: Best business gas credit cards
These gas and fleet cards are also worth considering. Before applying, confirm details on the issuer's website.
Costco Anywhere Visa® Business Card by Citi
Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet star rating:
4.4
The
Costco Anywhere Visa® Business Card by Citi
turns everyday spending into rewards you can redeem at Costco (although rewards only arrive once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee). Learn more and apply.Shell Small Business Card
Best for: Fleet card for volume-based discounts (up to 6 cents off per gallon)
This card has not been rated by NerdWallet.
The Shell Small Business Card offers a volume-based discount of up to 6 cents per gallon, but you need to purchase more than 10,000 gallons to get the best rebate. There is no per-card fee and you can carry a balance — other fleet cards from Shell are charge cards that do not allow a revolving balance. Use is limited to Shell stations (nearly 13,000 locations) and participating Jiffy Lube stations.
WEX Fleet FlexCard
Best for: Fleet card with large network of stations
This card has not been rated by NerdWallet.
The WEX Fleet FlexCard offers a promotional rebate of 3 cents per gallon for the first 180 days. After that, your discount is volume based. Cards can be used at gas stations in the WEX network (45,000+ locations). There is a monthly fee of $4 per card and additional charges if you use your card at a truck stop.
How to get a business gas card
You can apply for most business gas cards online using business details, including annual revenue, years in business and number of employees. Fleet card applications may also ask for the number of vehicles and your average monthly fuel spend. You can apply for most fleet cards with just your EIN. Business gas cards, on the other hand, require a Social Security number since approval is based largely on your personal credit score.
Are business gas cards worth it?
Business gas cards can deliver a ton of value to everyone from rideshare and delivery drivers to companies with a fleet of vehicles. The best gas cards for business earn 3% back (or up to 4X points if you prefer travel rewards), which can translate to thousands of dollars in savings each year.
Companies with a fleet of five or more vehicles may prefer a fleet card. Most fleet cards offer volume-based discounts — anywhere from 2 to 8 cents per gallon — but you need to purchase 10,000 gallons of fuel per month (or more) to earn the top rebate rate. Fleet cards have other business-friendly benefits, though, including detailed reporting and strict spending controls. Most fleet cards don't require a personal credit check (you can apply with an EIN), so it may be easier to get a fleet card than a traditional business card with gas rewards.
To view rates and fees of the
American Express® Business Gold Card
, see this page.To view rates and fees of
The Hilton Honors American Express Business Card
, see this page.To view rates and fees of the
Marriott Bonvoy Business® American Express® Card
, see this page.Last updated on November 12, 2024
Frequently Asked Questions
Yes, almost all business gas cards report to commercial credit bureaus to help build business credit. Some gas rewards cards will also show up on your personal credit report if your account is seriously delinquent.
Business gas cards offer higher rewards for gas, diesel and EV charging. Some gas cards offer cash back that can be redeemed for a statement credit, while others give you points you can later use for travel. Fleet cards typically give volume-based rebates ranging from 2 to 8 cents per gallon when you purchase fuel within the card's network of stations. You typically need to buy at least 10,000 gallons per month to hit the top rebate tier.
