8 Best Chase Business Credit Cards of February 2025

• Southwest® Rapid Rewards® Premier Business Credit Card

  . This is a less expensive version of the issuer's

  Southwest® Rapid Rewards® Performance Business Credit Card

  , with an annual fee of $

  99

  instead of $

  199

  . While it doesn't come with all the perks of the Performance card, it does earn enough points to make it worthwhile for Southwest fans.
• United Club℠ Business Card

  . This card is a star if you crave unlimited United lounge access and the ability to check multiple bags for free, but the annual fee packs quite a wallop — especially compared to the far less expensive

  United℠ Business Card

  ($

  450

  vs. $

  99

  ).

Capital One Venture X Business

Capital One Spark Cash

• Office supply stores: 
  • Use the Ink Cash (5% cash back) until you hit the combined annual $25,000 spending cap across the 5% bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases.
• Travel:
  • Use the Ink Preferred (3 points per $1 spent) until you hit the combined annual $150,000 spending cap across all the bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases.
• Internet, phone and cable services: 
  • Use the Ink Cash (5% cash back) until you hit the combined $25,000 annual spending cap across the 5% bonus categories. 
  • Switch to the Ink Preferred (3 points per $1 spent) until you hit its combined annual spending cap of $150,000 across all bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases).
• Shipping: 
  • Use the Ink Preferred (3 points per $1 spent) until you hit the combined annual $150,000 spending cap across all bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases.
• Online advertising: 
  • Use the Ink Preferred (3 points per $1 spent) until you hit the combined annual $150,000 spending cap across all bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases).
• Gas: 
  • Use the Ink Cash (2% cash back) until you hit the combined annual $25,000 spending cap across the 2% bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases.
• Restaurants: 
  • Use the Ink Cash (2% cash back) until you hit the combined annual $25,000 spending cap across the 2% bonus categories. 
  • Switch to the Ink Unlimited (1.5% cash back) for all remaining purchases.
• All other purchases: 
  • Use the Ink Unlimited (1.5% cash back).

1. Transfer all of your points from the Ink Cash and Ink Unlimited to the Ink Preferred.
2. Use your Ink Preferred points to book travel through the Chase Travel portal. That card gets you a higher rewards rate when making reservations — 1.25 cents per point.