A business travel credit card can earn you points or miles for your everyday expenses, giving you a boost toward your next trip. Many of the best business credit cards for travel offer added perks, too, like lounge access, free hotel stays or checked bags, and statement credits for Global Entry or Clear fees.
Best business travel cards
- American Express® Business Gold Card: Best for earning points on gas, transit.
- Bank of America® Business Advantage Travel Rewards World Mastercard® credit card: Best for business travel card with no annual fee.
- Brex Card: Best corporate travel rewards card (venture-backed startups).
- Capital One Spark Miles for Business: Best for unlimited 2X points on all spending.
- Capital One® Spark® Miles Select for Business: Best for travel rewards with no annual fee.
- Capital One Venture X Business: Best premium business travel card.
- Citi® / AAdvantage Business™ World Elite Mastercard®: Best for American Airlines rewards.
- Delta SkyMiles® Reserve Business American Express Card: Best for airline miles + companion certificate.
- Ink Business Preferred® Credit Card: Best overall business travel card.
- Marriott Bonvoy Business® American Express® Card: Best for free hotel stays.
- Southwest ® Rapid Rewards® Performance Business Credit Card: Best for earning status on Southwest.
- The Business Platinum Card® from American Express: Best for luxury travel perks + airport lounge access
- The Blue Business® Plus Credit Card from American Express: Best for long intro APR period.
- The Hilton Honors American Express Business Card: Best for hotel rewards + welcome offer.
- U.S. Bank Business Altitude® Connect Visa Signature® Card: Best for 4X points on all travel.
- U.S. Bank Business Altitude™ Power World Elite Mastercard®: Best for 2X points on all spending
- U.S. Bank Commercial Rewards Card: Best corporate travel rewards card (large businesses).
- The New United℠ Business Card: Best entry-level card for airline miles.
While all of our picks for business travel cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
A business travel credit card can earn you points or miles for your everyday expenses, giving you a boost toward your next trip. Many of the best business credit cards for travel offer added perks, too, like lounge access, free hotel stays or checked bags, and statement credits for Global Entry or Clear fees.
Best business travel cards
- American Express® Business Gold Card: Best for earning points on gas, transit.
- Bank of America® Business Advantage Travel Rewards World Mastercard® credit card: Best for business travel card with no annual fee.
- Brex Card: Best corporate travel rewards card (venture-backed startups).
- Capital One Spark Miles for Business: Best for unlimited 2X points on all spending.
- Capital One® Spark® Miles Select for Business: Best for travel rewards with no annual fee.
- Capital One Venture X Business: Best premium business travel card.
- Citi® / AAdvantage Business™ World Elite Mastercard®: Best for American Airlines rewards.
- Delta SkyMiles® Reserve Business American Express Card: Best for airline miles + companion certificate.
- Ink Business Preferred® Credit Card: Best overall business travel card.
- Marriott Bonvoy Business® American Express® Card: Best for free hotel stays.
- Southwest® Rapid Rewards® Performance Business Credit Card: Best for earning status on Southwest.
- The Business Platinum Card® from American Express: Best for luxury travel perks + airport lounge access
- The Blue Business® Plus Credit Card from American Express: Best for long intro APR period.
- The Hilton Honors American Express Business Card: Best for hotel rewards + welcome offer.
- U.S. Bank Business Altitude® Connect Visa Signature® Card: Best for 4X points on all travel.
- U.S. Bank Business Altitude™ Power World Elite Mastercard®: Best for 2X points on all spending
- U.S. Bank Commercial Rewards Card: Best corporate travel rewards card (large businesses).
- The New United℠ Business Card: Best entry-level card for airline miles.
While all of our picks for business travel cards are chosen by our editorial team without outside input, the cards highlighted below are those available from our partners. You can jump to our "other picks" section for additional options not currently available through NerdWallet.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.
Here are the best business travel credit cards
Here are the best business travel credit cards
Sort By
Capital One Venture X Business
Annual fee
$395
Rewards rate
2x-10x
Miles
Intro offer
150,000
Miles
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Priority Pass lounge membership
- Annual travel credit, bonus points
- Statement credit for Global Entry, TSA PreCheck®
Cons
- High annual fee
- Requires excellent credit
- Balance must be paid in full every month
Capital One Venture X Business
Annual fee
$395
Rewards rate
2x-10x
Miles
Intro offer
150,000
Miles
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Priority Pass lounge membership
- Annual travel credit, bonus points
- Statement credit for Global Entry, TSA PreCheck®
Cons
- High annual fee
- Requires excellent credit
- Balance must be paid in full every month
Capital One Spark Miles for Business
Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x
Miles
Intro offer
50,000
Miles
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- No reward caps
- Statement credit for Global Entry, TSA PreCheck®
- Annual fee waived for first year
Cons
- Reports all card activity to consumer credit bureaus
- Does not include lounge access or automatic elite status
Capital One Spark Miles for Business
Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x
Miles
Intro offer
50,000
Miles
Apply now
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- No reward caps
- Statement credit for Global Entry, TSA PreCheck®
- Annual fee waived for first year
Cons
- Reports all card activity to consumer credit bureaus
- Does not include lounge access or automatic elite status
Ink Business Preferred® Credit Card
Annual fee
$95
Rewards rate
1x-3x
Points
Intro offer
90,000
Points
Apply now
on Chase's website
Rates & Fees
Pros
- New cardholder bonus offer
- High reward redemption rate
- Transfer partners
Cons
- Does not include lounge access or travel credits
Ink Business Preferred® Credit Card
Annual fee
$95
Rewards rate
1x-3x
Points
Intro offer
90,000
Points
Apply now
on Chase's website
Rates & Fees
Pros
- New cardholder bonus offer
- High reward redemption rate
- Transfer partners
Cons
- Does not include lounge access or travel credits
American Express® Business Gold Card
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
American Express® Business Gold Card
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Annual fee
$0
Rewards rate
1.5x
Points
Intro offer
30,000
Points
Apply now
on Bank of America's website
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Annual fee
$0
Rewards rate
1.5x
Points
Intro offer
30,000
Points
Apply now
on Bank of America's website
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
The Business Platinum Card® from American Express
Annual fee
$695
Rewards rate
1x-5x
Points
Intro offer
150,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Lounge membership
- Transfer partners
- Automatic elite status
- Annual statement credit for travel, business expenses
- New cardholder bonus offer
Cons
- High annual fee
- Low ongoing rewards rate
The Business Platinum Card® from American Express
Annual fee
$695
Rewards rate
1x-5x
Points
Intro offer
150,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- Lounge membership
- Transfer partners
- Automatic elite status
- Annual statement credit for travel, business expenses
- New cardholder bonus offer
Cons
- High annual fee
- Low ongoing rewards rate
Delta SkyMiles® Reserve Business American Express Card
Annual fee
$650
Rewards rate
1x-3x
Miles
Intro offer
80,000
Miles
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Generous free checked bag benefit
- SkyClub and Centurion Lounge membership (terms apply)
- Companion pass benefit
Cons
- High annual fee
- Limited reward redemption options
Delta SkyMiles® Reserve Business American Express Card
Annual fee
$650
Rewards rate
1x-3x
Miles
Intro offer
80,000
Miles
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Generous free checked bag benefit
- SkyClub and Centurion Lounge membership (terms apply)
- Companion pass benefit
Cons
- High annual fee
- Limited reward redemption options
The New United℠ Business Card
Annual fee
$150
Rewards rate
1x-2x
Miles
Intro offer
125,000
Miles
Apply now
on Chase's website
Rates & Fees
Pros
- Free checked bag
- New cardholder bonus offer
- Annual bonus award and travel credit (terms apply)
Cons
- Rewards have limited flexibility
- Does not include automatic elite status
- No statement credit for trusted traveler programs
The New United℠ Business Card
Annual fee
$150
Rewards rate
1x-2x
Miles
Intro offer
125,000
Miles
Apply now
on Chase's website
Rates & Fees
Pros
- Free checked bag
- New cardholder bonus offer
- Annual bonus award and travel credit (terms apply)
Cons
- Rewards have limited flexibility
- Does not include automatic elite status
- No statement credit for trusted traveler programs
Marriott Bonvoy Business® American Express® Card
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
The Hilton Honors American Express Business Card
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
175,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
The Hilton Honors American Express Business Card
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
175,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
The Blue Business® Plus Credit Card from American Express
Annual fee
$0
Rewards rate
1x-2x
Points
Intro offer
15,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
The Blue Business® Plus Credit Card from American Express
Annual fee
$0
Rewards rate
1x-2x
Points
Intro offer
15,000
Points
Apply now
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
U.S. Bank Business Altitude® Connect Visa Signature® Card
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Business Altitude® Connect Visa Signature® Card
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
Apply now
on U.S. Bank's website
Rates & Fees
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
Pros
- No annual fee or foreign transaction fees
- New cardholder bonus offer
- No personal guarantee
- Card-level spending controls
Cons
- Complicated rewards structure
- High capital requirement for approval
- Daily repayment may be required
- Not available to sole proprietors
Pros
- No annual fee or foreign transaction fees
- New cardholder bonus offer
- No personal guarantee
- Card-level spending controls
Cons
- Complicated rewards structure
- High capital requirement for approval
- Daily repayment may be required
- Not available to sole proprietors
Southwest® Rapid Rewards® Performance Business Credit Card
Annual fee
$199
Rewards rate
1x-4x
Points
Intro offer
80,000
Points
Apply now
on Chase's website
Rates & Fees
Pros
- High rewards rate
- No reward caps
- Anniversary bonus points
- Credits for upgraded boarding, in-flight Wi-Fi
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
- Does not include lounge access
Southwest® Rapid Rewards® Performance Business Credit Card
Annual fee
$199
Rewards rate
1x-4x
Points
Intro offer
80,000
Points
Apply now
on Chase's website
Rates & Fees
Pros
- High rewards rate
- No reward caps
- Anniversary bonus points
- Credits for upgraded boarding, in-flight Wi-Fi
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
- Does not include lounge access
U.S. Bank Commercial Rewards Card
Annual fee
No annual fee for free plan. Paid plan available.
Rewards rate
1%
Cashback
Intro offer
N/A
Apply now
on U.S. Bank's website
Pros
- No annual fee
- Two-way integration with QuickBooks
- Can choose from cash back or travel rewards
- High rewards rates on travel spending through U.S. Bank's portal
Cons
- High annual revenue requirement ($10 to $150 million)
- Balance must be paid in full each month
- Not available to sole proprietors
- Quarterly spend requirement ($150,000) to earn cash back
U.S. Bank Commercial Rewards Card
Annual fee
No annual fee for free plan. Paid plan available.
Rewards rate
1%
Cashback
Intro offer
N/A
Apply now
on U.S. Bank's website
Pros
- No annual fee
- Two-way integration with QuickBooks
- Can choose from cash back or travel rewards
- High rewards rates on travel spending through U.S. Bank's portal
Cons
- High annual revenue requirement ($10 to $150 million)
- Balance must be paid in full each month
- Not available to sole proprietors
- Quarterly spend requirement ($150,000) to earn cash back
Which cards do we carry?
Kelsey Sheehy, senior writer, small business
"The
Ink Business Preferred® Credit Card
was the first card I applied for when I started my business. I picked it because of the low annual fee, huge sign-up bonus and how easy it is to combine points with my other Chase cards. Sure, other travel cards have more bells and whistles, but the Ink Preferred still delivers outstanding value."
Before applying, confirm details on the issuer’s website.
Citi® / AAdvantage Business™ World Elite Mastercard®
Best for: American Airlines rewards
NerdWallet star rating: 5
This card comes with a slew of valuable perks for businesses that regularly fly American. In addition to bonus points on flights, gas, rental cars and telecom service, you'll also get free checked bags, preferred boarding and in-flight discounts. Cardholders also get a companion certificate when they spend $30,000 or more in a year (and renew their card membership). The certificate can be redeemed for $99, plus taxes and fees, on any domestic flight.
U.S. Bank Business Altitude® Power Visa Signature® Card
Best for: 2X points on all spending
NerdWallet star rating: 4.7
The main selling point of this card: You earn 2X points on all spending, plus 2.5X points on up to $5,000 in mobile wallet purchases each quarter. You'll also earn elevated rewards on hotels and rental cars booked via the U.S. Bank Rewards Center and can snag a nice welcome offer if you hit spending requirements. But you'll have to hit it on your main card — purchases on employee cards don't count toward the welcome bonus spending requirement.
1. Decide between general or co-branded
Want flexible rewards that are easy to redeem? General business travel cards, like the
Ink Business Preferred® Credit Card
and the Capital One Spark Miles for Business
, offer travel points that you can cash in for flights, rental cars and hotel stays. You can also transfer points to select airline and hotel loyalty programs.Loyal to a specific airline or hotel chain? Consider a co-branded airline or hotel business card. You’ll earn the most rewards — and get the most juice for points — with that specific brand, whether it be Hilton, United or Southwest.
2. Factor in added perks
Business travel cards deliver more than just miles or points. Some of the top options also include perks that can make your business travel more comfortable.
If you're in an airport more than an office, for example, a business travel card with free checked bags or statement credits for travel costs and/or trusted traveler programs (Global Entry, TSA PreCheck, Nexxus and Clear) can save you time and money. A business credit card with airport lounge access can make the time spent waiting for flights more comfortable, too.
Automatic elite status — a perk of most hotel cards — can be a draw for frequent hotel guests, particularly when that status means complimentary room upgrades and late checkout.
3. Weigh the annual fee
The annual fee for a business travel card can range from $95 to $695 per year, and generally speaking, the higher the fee the richer the rewards.
The Business Platinum Card® from American Express
, for example, includes statement credits for airline incidental fees and Dell purchases — plus lounge access and statement credits for Clear and TSA Precheck or Global Entry. These benefits can offset the card’s $695
annual fee, but only if you use them (see rates and fees).Can’t stomach an annual fee? The
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
is one of the few business credit cards for travel with no annual fee. Most cash-back business cards have no annual fee and some, like the Ink Business Unlimited® Credit Card
, give you the option to redeem that cash back for travel.🤓 Nerdy Tip
The annual fee on your business credit card can be tax deductible if you use the card exclusively for business purposes.The
Ink Business Preferred® Credit Card
is the best business card for points and airline miles. You earn 3 points per $1 on the first $150,000 spent on all travel — flights, hotels, rental cars, etc. — as well as other common business expenses. And those points are worth 25% more when redeemed for travel through the Chase Rewards Portal. Plus, there’s the welcome offer:
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Business travelers loyal to a specific airline can quickly rack up airline miles and status with a co-branded airline business card, like
The New United℠ Business Card
or the Southwest® Rapid Rewards® Performance Business Credit Card
. These cards offer perks beyond airline miles, including things like free checked bags, in-flight discounts, companion certificates and statement credits, depending on the card.To view rates and fees of
The Business Platinum Card® from American Express
, see this page. To view rates and fees of the American Express® Business Gold Card
, see this page. To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card
, see this page. To view rates and fees of the Marriott Bonvoy Business® American Express® Card
, see this page.To view rates and fees of The Hilton Honors American Express Business Card
, see this page. To view rates and fees of The Blue Business® Plus Credit Card from American Express
, see this page. Information related to the
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card. *Information related to the Capital One® Spark® Miles Select for Business has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
Last updated on April 3, 2025
Methodology
NerdWallet's business credit card team selects the best small-business credit cards without outside input from partners or other business interests. We evaluate business cards based on value and simplicity, weighing fees, sign-up bonuses and reward rates, alongside perks like interest-free periods, statement credits and elite status (for travel cards). Business cards that earn the highest scores deliver the most value to the greatest number of business owners.
Notable changes to our methodology for 2025 include factoring in whether spending on employee cards earns rewards and counts toward the welcome offer requirements. We also now consider what information the card issuer reports to consumer credit bureaus. Learn how NerdWallet rates small-business credit cards.
