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Helen Burnett-Nichols

Helen Burnett-Nichols is a freelance writer specializing in news and feature articles on a variety of business, legal and investment topics. Her work has appeared in publications such as The Globe and Mail, National Post Legal Post, Canadian Lawyer magazine, Benefits Canada and Golden Girl Finance. Follow her on Twitter @helenbnichols or visit her website, burnettnichols.com.

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What Is a Car Title Loan?

Car title loans allow you to borrow money using your vehicle as collateral. Title loans have high interest rates, and could result in loss of the vehicle if you fail to make payments.

Young man is withdrawing money from an ATM

ATMs: How Automated Teller Machines Work

An ATM is an automated teller machine that allows you to deposit and withdraw cash anytime, without needing to visit a bank during business hours.

Senior man seen at an ATM taking advantage of free ATM withdrawals in Canada.

How to Make Free ATM Withdrawals in Canada

To make free ATM withdrawals in Canada, make sure you stay within your account’s transaction limit and use ATMs within your financial institution’s network.

Happy dad and little tween boy sit at the table hug hold piggy bank look at the distance dream of their growing term deposits.

Term Deposits: What They Are and How They Work

Term deposits are low-risk investments that guarantee the return of your principal plus interest when you agree to lock up the funds for a set amount of time.

Prime Rate in Canada: What It Is, How It’s Set

The prime rate is a base rate set by Canadian financial institutions to determine the variable interest rates they can charge on lending products, such as mortgages and loans. A bank’s prime rate is based on the Bank of Canada’s overnight rate, which changes multiple times in a year.

What Is a Caisse Populaire?

Caisse populaires are not-for-profit, member-owned financial institutions that operate in francophone jurisdictions of Canada.

Types of Financial Institutions in Canada

Canadian financial institutions vary in size, type, location and services. Consider these features and traits when choosing a financial institution.

What Is Web Business Banking?

Web business banking is a safe, convenient and efficient way for businesses to handle their everyday financial needs.

What is Corporate Banking?

Corporate banking provides mid-size and large corporations with customizable financial solutions. Discover the difference between corporate banking and retail banking.

Young woman calculating capital gains tax after the sale of an investment.

Capital Gains Tax: How It Works in Canada

When you sell an investment in Canada, 50% of your gain is considered taxable and will be taxed at your marginal tax rate, based on your income.

How to Transfer an RRSP

An RRSP transfer is a way to move your assets from one registered retirement plan to another. Financial institutions may charge service fees for an RRSP transfer.

Business women fist bump each other after learning about their RRSP matching program.

How RRSP Matching Works in Canada

RRSP matching programs, offered as part of an employer’s group RRSP, can provide an extra boost to your retirement savings.

Fixed-income investment products, such as GICs, bonds, and money market instruments, guarantee a set rate of return for a specified time period.

Understanding Fixed-Income Investments

Fixed-income investment products, such as GICs, bonds, and money market instruments, guarantee a set rate of return for a specified time period.

The Canadian Investor Protection Fund (CIPF) protects you if your investment dealer fails. CIPF coverage insures up to $1 million in specific accounts.

What Is Canadian Investor Protection Fund (CIPF) Coverage?

CIPF coverage protects you if your investment dealer fails, insuring up to $1 million of your assets in specific types of accounts.

Asset classes are groups of similar investments. The five main asset classes are cash and cash equivalents, fixed-income securities, stocks and equities, funds, and alt investments.

Understanding Asset Classes in Investing

Asset classes are groups of similar investments. The five main asset classes are cash and cash equivalents, fixed-income securities, stocks and equities, funds, and alt investments.

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