Kurt Woock

Lead Writer Mortgages, retirement, personal finance

Kurt Woock started writing for NerdWallet in 2021 and has covered mortgages, cryptocurrency, electric vehicles and small business software.

Prior to joining NerdWallet, Kurt worked for the Colorado Public Employees' Retirement Association. Before that, he was a legislative editor for the Colorado General Assembly.

Kurt has a B.A. from Valparaiso University and an M.A. in journalism from the University of Missouri-Columbia. He lives in Detroit.

Education: M.A. in journalism from the University of Missouri, B.A. from Valparaiso University

The latest from Kurt

Fixed vs Variable Mortgage Rate: Which Is Better For You?

With a fixed-rate mortgage, your interest rate and payments won’t change during your mortgage term. But they might if you opt for a variable-rate mortgage.

What Are Debt Service Ratios?

Your gross debt service (GDS) ratio is your housing costs divided by pre-tax income. Your total debt service (TDS) ratio includes payments on any other debts you may owe.

What Is Home Equity?

Home equity is the market value of your house minus what you owe on your mortgage.

Mortgage Pre-Approval: What It Is, How to Get It

A mortgage pre-approval is when a lender evaluates your finances to give you an estimate of how large a mortgage you might qualify for. Pre-approval can be considered a pledge, but not a guarantee

How Does a Mortgage Work in Canada?

A mortgage is a loan to buy a home. Once it's paid off, you own the home free and clear.

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