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Shannon Terrell

Lead Writer/Spokesperson Credit cards, investing, personal finance

Shannon Terrell is a lead writer and spokesperson for NerdWallet, where she writes about credit cards and personal finance. Previously, she was a writer, editor and video host for financial comparison company, Finder. Shannon has appeared as a financial expert on CP24 and has been quoted in numerous publications, including Bloomberg, Global News, Yahoo! Finance and Black Enterprise. She holds a bachelor’s degree in communications and English literature from the University of Toronto Mississauga. She’s also a published author whose work has been featured in academic journals from the University of Toronto. Shannon is based in Brampton, Ontario.

Education: B.A. in communications and English literature from the University of Toronto Mississauga.

Awards: Dean’s Excellence Award for Creative Activity (Writing) from the University of Toronto Mississauga.

Previous Experience:

Finder Canada

The latest from Shannon

You will likely see the NSF or insufficient funds notice on your receipt or the transaction description line in your bank statement.

What Is a Non-Sufficient Funds Fee? How to Avoid NSF Charges

Overdrawing your bank account can result in a $50 NSF fee and hurt your credit score.

A couple Christmas shopping in snowy weather.

7 Money Strategies for Savvy Holiday Shopping

When shopping for holiday gifts this year, create your own discounts, use credit card rewards and consider alternative payment options.

Couple enjoys a stunning sunset on a vacation booked through their black credit card.

Black Credit Cards in Canada: What They Are, How to Get One

Black credit cards are exclusive and may be available on an invitation-only basis. Black credit cards tend to have high fees and spending requirements.

How Does a Line of Credit Compare to a Credit Card?

Lines of credit and credit cards are both types of revolving credit, but key differences include how and when funds are accessed.

Credit Card Minimum Payments: How They Work

Making only the minimum payment is convenient but keeps you in debt longer, and can put your credit score at risk.

What to Know About Getting a Credit Card Refund

When you buy something with your credit card, the merchant is paid immediately and you pay later. If you need a refund, your issuer will reverse the charge and post a refund to your credit card account.

What Are the Different Types of Credit Cards?

There are many types of credit cards on the market. Choose the right card for your finances by understanding how features and fees may vary.

How Do Credit Cards Work in Canada?

Credit cards let you borrow money up to a limit. You make monthly payments and interest is charged on unpaid debts.

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