Our Take
4.2
The bottom line:
Amazon Business Prime American Express Card
on American Express' website
More details from American Express
- Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
- Take advantage of 5% Back or 90 day Terms on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with eligible Prime membership. You can earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- No Annual Fee¤
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
View Rates & Fees
Pros & Cons
Pros
- No annual fee
- No foreign transaction fees
- Bonus categories
Cons
- Requires good/excellent credit
- Spending caps on bonus rewards
Compare to Other Cards
at American Express | at Citibank | at Discover |
Annual fee $0 | Annual fee $0 | Annual fee $0 |
Regular APR 19.49%-27.49% Variable APR | Regular APR 19.24%-29.24% Variable APR | Regular APR 18.24%-28.24% Variable APR |
Intro APR N/A | Intro APR 0% intro APR on balance transfers for 18 months | Intro APR 0% intro APR for 15 months on purchases and balance transfers |
Recommended credit score 690-850good - excellent | Recommended credit score 630850average - excellent | Recommended credit score 690-850good - excellent |
Full Review
Amazon Business Prime American Express Card: Basics
🤓 Nerdy Tip
An Amazon Business Prime membership offers most of the same shipping options as a regular Prime membership, as well as business-friendly features and tools that vary by membership tier. Business Prime tiers range from $69 per year (the "Duo" plan) to an eye-popping $10,099 annually for much (much) larger businesses.- 5% back on U.S. purchases at Amazon Business, Amazon Web Services, Amazon.com and Whole Foods Market, or a 90-day interest-free period.
- 2% back at U.S. restaurants, U.S. gas stations and wireless telephone services purchased directly from U.S. service providers.
- 1% back on all other purchases.
- Terms apply.
🤓 Nerdy Tip
Beginning on Oct. 1, 2020, the- Enhanced data views on americanexpress.com allow you to download line item details of your Amazon Business transactions.
- Access to expense-tracking tools via the AmEx business app for iOS and Android devices.
- Business-only pricing gets you exclusive prices and discounts on more than 5 million products.
- Employee purchase control lets you stay on top of employee accounts with multi-user accounts, shared payment methods, approval workflows and spending limits.
- Terms apply.
Why you might want the Amazon Business Prime American Express Card
Valuable, flexible perks
A reasonable welcome offer
Why you might want a different card
Other cards are more travel-friendly
There are cards with simpler reward structures
There are cards bigger bonuses and longer 0% intro APR periods
Is the Amazon Business Prime American Express Card right for you?
on American Express' website
Frequently Asked Questions
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