Earn rewards for your smart financial decisions*
Get started for free to start earning rewards for the smart financial moves you make every day - and for making smart decisions with eligible products on NerdWallet. Here’s how it all adds up.
Up to $76/year in rewards for one-time smart moves
Up to $76/year in rewards for one-time smart moves
Earn one-time rewards for getting your credit score, linking a financial account, and more.
Up to $78/year in rewards for recurring smart moves
Up to $78/year in rewards for recurring smart moves
Earn rewards monthly for reviewing your spending and savings, categorizing your transactions, and more.
Up to $100 in banking rewards
Up to $100 in banking rewards
Deposit any amount of money into one of these high-yield savings accounts to earn $100 — on top of any financial institution sign-on bonus.
Earn up to 3,000 points for free with a NerdWallet account. 100 points = $1 in value. Upgrade to a NerdWallet+ account to turn your points into cash. Available rewards are subject to change at NerdWallet's discretion and may require additional qualifying actions. Additional terms and conditions apply. Click here for more information.
How to redeem cash rewards with NerdWallet+
FAQs
What is NerdWallet?
NerdWallet is a website and app that helps you make smarter financial decisions. Whether you want to learn about the latest financial news, shop top financial products, or manage your money, our Nerds — journalists who have researched and reviewed 1,300+ financial products — have you covered, from credit cards to bank accounts and beyond.
What is the difference between a NerdWallet account and a NerdWallet+ membership?
A NerdWallet account is free and includes access to budget tracking, customized financial insights, and personalized product recommendations. A NerdWallet+ membership costs $49/year and includes everything a NerdWallet account does, plus:
- Cash rewards for the smart financial moves you’re already making — and for making smart decisions with eligible products on NerdWallet
- Lower fees on the Atomic Treasury account and the Atomic Automated Investment account.
- Access to the NerdWallet+ Subscription Manager powered by ScribeUp.
- A personalized insurance rate report showing how your premiums compare to average rates from major area insurers for people like you.
- Savings through exclusive access to financial products and tools.
How much does a NerdWallet+ membership cost?
$49/year — and with the opportunity to earn up to $599/year in rewards and savings, it's easy to earn back your annual membership fee.6
How do I redeem my NerdWallet+ rewards?
NerdWallet+ members get rewarded via points. 100 points = $1 in value. Once you reach 2,500 points, you may initiate a $25 ACH deposit to your linked bank account or redeem for a gift card from merchants like Amazon, Target, Walmart, Starbucks, DoorDash, and Uber.
Where can I find more information about the Atomic Treasury account?
For more information about the Atomic Treasury account, visit this page.
Where can I find more information about the Atomic Automated Investment account?
For more information about the Atomic Automated Investment account, visit this page.
Where can I find more information about the NerdWallet+ Subscription Manager powered by ScribeUp?
For more information about the NerdWallet+ Subscription Manager powered by ScribeUp, visit this page.
Where can I find more information about NerdWallet+ in general?
For more information about NerdWallet+, check out the full program details.
How Do I earn rewards with a free NerdWallet account?
Below are the current actions that can be done on your free NerdWallet account to earn points. You can also check your rewards portal for more details about how exactly to get these points.
- Register for a NerdWallet account 100 pts ($1.00)
- Download the NerdWallet app 500 pts ($5.00)
- Enable notifications 250 pts ($2.50)
- Get your credit score 500 pts ($5.00)
- Link your auto insurance 300 pts ($3.00)
- Link your renters or home insurance 300 pts ($3.00)
- Link a credit card or savings account 200 pts ($2.00)
- Link a loan 200 pts ($2.00)
- Link an investment account 200 pts ($2.00)
- Linked four types of financial accounts 200 pts ($2.00)
- Link your property to your NerdWallet account 200 pts ($2.00)
1The total combined rewards amount is $599, which may change without notice. Rewards may be subject to different terms, and additional qualifying actions may be required. See the full terms for details.