Our Take
4.7
The bottom line:
Delta SkyMiles® Gold Business American Express Card
on American Express' website
More details from American Express
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
View Rates & Fees
Pros & Cons
Pros
- Free checked bag
- Early boarding
- Bonus categories
Cons
- Has annual fee
- Limited redemptions
- Requires good/excellent credit
Compare to Other Cards
at American Express | at Chase | at American Express |
Annual fee $150 | Annual fee $95 | Annual fee $375 |
Regular APR 20.49%-29.49% Variable APR | Regular APR 20.74%-25.74% Variable APR | Regular APR 18.99%-27.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR 0% intro APR on purchases for 6 months from the date of account opening |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Delta SkyMiles® Gold Business American Express Card: Basics and benefits
- 2 miles per dollar spent directly with Delta.
- 2 miles per dollar on U.S. shipping purchases and on U.S. advertising in select media on up to $50,000 in eligible purchases per category, per year.
- 1 mile on every eligible dollar spent on other purchases.
- Terms apply.
- First checked bag free on Delta flights for you and up to eight others on your reservation.
- Priority boarding for you and up to eight others on your reservation.
- $200 Delta flight credit for future travel after spending $10,000 in a calendar year on the card.
- In-flight discount. Get 20% savings in the form of a statement credit on such purchases as food, alcoholic beverages and audio headsets onboard. Note that in-flight wireless Internet access doesn't count.
- Terms apply.
Highlights of the Delta SkyMiles® Gold Business American Express Card
Free checked bags
Flight credit
Useful reward bonus categories
Priority boarding
Welcome bonus
How it compares with other Delta business credit cards
- Delta SkyMiles® Platinum Business American Express Card, which has an annual fee of$350.
- Delta SkyMiles® Reserve Business American Express Card, which has an annual fee of$650.
Annual fee | $0 intro for the first year, then $150 (see rates and fees) | $350 (see rates and fees) | $650 (see rates and fees) |
Rewards on Delta purchases | 2x | 3x | 3x |
Rewards besides bonus miles on Delta purchases and 1x on everything else | 2x on U.S. shipping purchases and U.S. advertising in select media (up to $50,000 per category, per year). Terms apply. | 3x on hotels, 1.5x on purchases of $5,000 or more. Terms apply. | 1.5x on all purchases after spending $150,000. Terms apply. |
Companion certificate | No | Yes (main cabin) | Yes (main cabin, Delta Comfort+ or first class) |
Sky Club airport lounge access | No | No | Yes, plus Centurion Lounge |
Global Entry or TSA Precheck credit | No | Yes | Yes |
Free first checked bag on Delta flights? | Yes | Yes | Yes |
Early boarding? | Yes | Yes | Yes |
Elite status boost? | No | Yes | Yes |
Delta SkyMiles® Gold Business American Express Card: Drawbacks and alternatives
Annual fee
Rewards Tied to Delta
Is the Delta SkyMiles® Gold Business American Express Card right for you?
on American Express' website