Our Take
4.1
The bottom line:
Delta SkyMiles® Platinum Business American Express Card
on American Express' website
More details from American Express
- Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
View Rates & Fees
Pros & Cons
Pros
- High rewards rate
- Free checked bag
- Early boarding
- Companion benefit
Cons
- Has annual fee
- Requires good/excellent credit
Compare to Other Cards
at American Express | at Chase | at American Express |
Annual fee $350 | Annual fee $95 | Annual fee $375 |
Regular APR 20.49%-29.49% Variable APR | Regular APR 20.74%-25.74% Variable APR | Regular APR 18.99%-27.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR 0% intro APR on purchases for 6 months from the date of account opening |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Delta SkyMiles® Platinum Business American Express Card: Basics and benefits
- 3 miles per dollar spent on purchases made directly with Delta.
- 3 miles per dollar spent on hotels.
- 1.5 miles on transit, at U.S. shipping providers and on eligible purchases of $5,000 or more (up to $100,000 of combined eligible purchases per year).
- 1 mile per eligible dollar spent on all other purchases.
- Terms apply.
- Companion certificate: Covers a traveling partner. Terms apply.
- Boosts toward elite status. The card helps you achieve the flying and spending requirements for elite status. Beginning January 1, 2024, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the card. Learn more at delta.com/skymilesprogramchanges.
- The first checked bag free for you and up to eight others on your reservation.
- Priority boarding, which allows you to get on the plane early.
- Credit for the application fee for TSA Precheck or Global Entry. Card members are eligible to receive either one $100 statement credit every 4 years for the application fee for Global Entry or one $85 statement credit every 4.5 years for TSA Precheck.
- Terms apply.
Highlights of the Delta SkyMiles® Platinum Business American Express Card
Companion certificate
Path to elite status
- Receive $2,500 MQDs each Medallion Qualification Year.
- Earn $1 MQD for every $20 spent on yourDelta SkyMiles® Platinum Business American Express Card.
- Terms apply.
Free checked bags
Priority boarding
Welcome bonus
Other perks
- In-flight discount. Get 20% savings in the form of a statement credit on purchases such as food, beverages and audio headsets onboard. Note that inflight wireless internet access does not qualify for a discount.
- $120 Rideshare credit. Earn up to $10 in monthly statement credits when you use yourDelta SkyMiles® Platinum Business American Express Cardto pay for U.S. rideshare purchases with select providers.
- No foreign transaction fees. Good travel cards generally don’t charge this fee — 3% is common — for making purchases abroad. This Delta card doesn’t, either. However, this card operates on the American Express network, which isn’t as widely accepted abroad as Visa and Mastercard.
- Terms apply.
Business-friendly features
- The American Express Business App. This feature allows you to add receipts and notes to your transactions on desktop or mobile.
- Employee cards. There’s a $0 fee for adding employee cards to your account. You can set individual spending limits on these cards and set up various alerts to monitor spending.
- Year-end summary. This report, typically available in January, will show purchases made on your account during the previous calendar year.
- Terms apply.
How it compares with other Delta business credit cards
Annual fee | $0 intro for the first year, then $150 (see rates and fees) | $350 (see rates and fees) | $650 (see rates and fees) |
Rewards on Delta purchases | 2x | 3x | 3x |
Rewards besides bonus miles on Delta purchases and 1x on everything else | 2x on U.S. shipping purchases and U.S. advertising in select media (up to $50,000 per category, per year). Terms apply. | 3x on hotels, 1.5x on purchases of $5,000 or more. Terms apply. | 1.5x on all purchases after spending $150,000. Terms apply. |
Companion certificate | No | Yes (main cabin) | Yes (main cabin, Delta Comfort+ or first class) |
Sky Club airport lounge access | No | No | Yes, plus Centurion Lounge |
Global Entry or TSA Precheck credit | No | Yes | Yes |
Free first checked bag on Delta flights? | Yes | Yes | Yes |
Early boarding? | Yes | Yes | Yes |
Elite status boost? | No | Yes | Yes |
Delta SkyMiles® Platinum Business American Express Card: Drawbacks and alternatives
Annual fee
Reward redemptions
No lounge MEMBERSHIP
Is the Delta SkyMiles® Platinum Business American Express Card right for you?
on American Express' website