Our Take
4.9
The bottom line:
Marriott Bonvoy Business® American Express® Card
on American Express' website
More details from American Express
- WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
- Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
View Rates & Fees
Pros & Cons
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility
- Lower acceptance abroad
Compare to Other Cards
at American Express | at Chase | at Chase |
Annual fee $125 | Annual fee $95 | Annual fee $0 |
Regular APR 20.49%-29.49% Variable APR | Regular APR 20.99%-27.99% Variable APR | Regular APR 20.99%-27.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR N/A |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Marriott Bonvoy Business® American Express® Card: Basics
- 6x points at hotels participating in the Marriott Bonvoy™ program.
- 4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Free night award each year on your account anniversary.
- Additional free night award when you spend at least $60,000 in a calendar year.
- Automatic Gold Elite status.
Why you might want the Marriott Bonvoy Business® American Express® Card
Versatile points
🤓 Nerdy Tip
NerdWallet values Marriott points atGenerous rewards
- From the card: 6x points at hotels participating in the Marriott Bonvoy™ program.
- From the loyalty program: 5 to 10 points per dollar spent at eligible properties, as well as a 25% bonus from your Gold Elite status (which comes with the card).
HIGH-VALUE FREE NIGHT BENEFIT
GOLD ELITE STATUS
- Complimentary room upgrades (when available).
- 2 p.m. checkout.
- 25% bonus on Marriott Bonvoy base points earned through eligible stays (not earned on the credit card).
Why you might want a different card
Tied to Bonvoy System
- TheCapital One Spark Miles for Businessearns an unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed for statement credit against any travel purchase — hotel stays, airline flights and more. Book however you want, then use miles to pay for it, with no blackout dates or restrictions.
- TheInk Business Preferred® Credit Cardearns 3 points per dollar on the first $150,000 spent each year on travel and select business categories, and 1 point per dollar on other purchases. Points are worth 1.25 cents apiece when redeemed for travel through Chase.
The personal card could be a better fit
Acceptance
Is the Marriott Bonvoy Business® American Express® Card right for you?
on American Express' website