Our Take
3.7
The bottom line:
Southwest® Rapid Rewards® Premier Business Credit Card
on Chase's website
More details from Chase
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Member FDIC
Pros & Cons
Pros
- Anniversary perk
- No reward caps
Cons
- Has annual fee
- Rewards have limited flexibility
Compare to Other Cards
at Chase | at Chase | at Chase |
Annual fee $99 | Annual fee $149 | Annual fee $69 |
Regular APR 20.99%-27.99% Variable APR | Regular APR 20.99%-27.99% Variable APR | Regular APR 20.99%-27.99% Variable APR |
Intro APR N/A | Intro APR N/A | Intro APR N/A |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
🤓 Nerdy Tip
Southwest and Chase also offer three other co-branded credit cards aimed at general consumers. Read more about those cards here.Southwest® Rapid Rewards® Premier Business Credit Card: Basics
- Earn 3 points per $1 spent on Southwest® purchases.
- Earn 2 points per $1 spent on Rapid Rewards® hotel and car partners.
- Earn 2 points per $1 spent on local transit and commuting, including rideshare.
- Earn 1 point per $1 spent on all other purchases.
- 6,000 bonus points after every cardmember anniversary year.
- 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
- 1,500 tier qualifying points for each $10,000 spent on qualifying purchases.
- Auto rental collision damage waiver (which offers primary coverage), baggage delay insurance, lost luggage insurance, travel accident insurance and others.
Why you might want the Southwest® Rapid Rewards® Premier Business Credit Card
A GENEROUS WELCOME OFFER
VALUABLE ANNIVERSARY POINTS
A PATH TOWARD A-LIST STATUS
IDEAL FEATURES and PROTECTIONS FOR TRAVELERS
🤓 Nerdy Tip
Often, a big perk of a co-branded airline credit card is that it offers free checked bags, a benefit that can help cover an annual fee. Southwest credit cards don't offer such a perk, but the airline doesn't charge for your first two checked bags anyway.How it compares to the Southwest® Rapid Rewards® Performance Business Credit Card
Annual fee | $99 | $199 |
Rewards | 3 points per $1 spent on qualifying Southwest Airlines purchases, 2 points per $1 spent on transit including rideshares and 1 point per $1 spent on all other purchases. | 4 points per $1 spent on qualifying Southwest Airlines purchases; 2 points per $1 spent on social media and search engine advertising, internet, cable and phone services; and 1 point per $1 spent on all other purchases. |
Sign-up bonus | Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. | Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. |
Anniversary points | 6,000 bonus points. | 9,000 bonus points. |
Foreign transaction fees | None. | None. |
APR | The ongoing APR is 20.99%-27.99% Variable APR . | The ongoing APR is 20.99%-27.99% Variable APR . |
Tier qualifying points | Up to 1,500 tier qualifying points for each $10,000 spent on qualifying purchases (no annual limit). | Up to 1,500 tier qualifying points for each $10,000 spent on qualifying purchases (no annual limit). |
Credits/reimbursements | N/A | Reimbursement of up to four upgraded boardings upon each anniversary year (when available), in-flight Wi-Fi credits and a statement credit for Global Entry or TSA Precheck programs. |
Why you might want a different card
A LOWER ANNUAL FEE
MORE REDEMPTION FLEXIBILITY
Is the Southwest® Rapid Rewards® Premier Business Credit Card right for you?
on Chase's website